First Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Warson Woods Branch	9901 Manchester, Saint Louis, MO 63122	View Lobby Hours
La-Chinatown Branch	725 North Broadway, Los Angeles, CA 90012	View Lobby Hours
Beverly Hills Branch	9145 Wilshire Boulevard, Beverly Hills, CA 90210	View Lobby Hours
Johnston City Facility	908 Grand Avenue, Johnston City, IL 62951	View Lobby Hours
Riverview Branch	8917 Riverview Drive, Saint Louis, MO 63137	View Lobby Hours
Arnold Dierbergs	858 Arnold Commons Drive, Arnold, MO 63010	View Lobby Hours
Arcadia Branch	848 Duarte Road, Arcadia, CA 91007	View Lobby Hours
Brentwood Pointe Branch	8450 Eager Road, Saint Louis, MO 63144	View Lobby Hours
Westminster Branch	8251 Westminster Avenue, Westminster, CA 92683	View Lobby Hours
O'fallon Branch	804 W Us Highway 50, O Fallon, IL 62269	View Lobby Hours
Campbell Branch	790 East Campbell Avenue, Campbell, CA 95008	View Lobby Hours
Dardenne Crossing	7833 Highway N, Dardenne Prairie, MO 63368	View Lobby Hours
Riverside Branch	7710 Limonite Avenue, Riverside, CA 92509	View Lobby Hours
Shrewsbury Branch	7495 Watson Road, Saint Louis, MO 63119	View Lobby Hours
Hampton Branch	7256 Gravois Avenue, Saint Louis, MO 63116	View Lobby Hours
Ste Genevieve-Plaza Branch	710 Park Wood Drive, Sainte Genevieve, MO 63670	View Lobby Hours
7th & Olive Branch	710 Olive Street, Saint Louis, MO 63101	View Lobby Hours
Dutzow Branch	11728 Bluff Road, Marthasville, MO 63357	View Lobby Hours
Highway 94 Branch	6211 Mid-Rivers Mall Drive, Saint Charles, MO 63304	View Lobby Hours
Pacific Coast Hwy Branch	6200 East Pacific Coast Highway, Long Beach, CA 90803	View Lobby Hours
Warrenton Facility	607 North Highway 47, Warrenton, MO 63383	View Lobby Hours
West Frankfort Branch	605 West Main Street, West Frankfort, IL 62896	View Lobby Hours
Firstbanks.Com Branch	600 James S. Mcdonnell Blvd., Hazelwood, MO 63042	View Lobby Hours
Solvang Branch	1992 Old Mission Drive, Suite 150, Solvang, CA 93463	View Lobby Hours
Woodland Hills Branch	21757 Erwin Street, Woodland Hills, CA 91367	View Lobby Hours
Ventura Branch	5808 East Telephone Road, Ventura, CA 93003	View Lobby Hours
Breese Branch	550 North Second Street, Breese, IL 62230	View Lobby Hours
Huntington Beach Branch	501 Main Street Suite H, Huntington Beach, CA 92648	View Lobby Hours
San Francisco Main Branch	460 Montgomery Street, San Francisco, CA 94104	View Lobby Hours
Marina Del Rey Branch	4519 Admiralty Way, Marina Del Rey, CA 90292	View Lobby Hours
Swansea Branch	4387 North Illinois, Swansea, IL 62221	View Lobby Hours
Lakewood Branch	5195 Lakewood Blvd, Lakewood, CA 90712	View Lobby Hours
Newport Beach Branch	4301 Macarthur Boulevard, Newport Beach, CA 92660	View Lobby Hours
Halls Ferry Branch	4090 North Highway 67, Florissant, MO 63034	View Lobby Hours
Green Mount Crossing Branch	4040 Green Mount Crossing Drive, Shiloh, IL 62269	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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