First Bank - Illinois, IL Statewide Branches

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Branch	Address	View Lobby Hours
Johnston City Facility	908 Grand Avenue, Johnston City, IL 62951	View Lobby Hours
O'fallon Branch	804 W Us Highway 50, O Fallon, IL 62269	View Lobby Hours
West Frankfort Branch	605 West Main Street, West Frankfort, IL 62896	View Lobby Hours
Breese Branch	550 North Second Street, Breese, IL 62230	View Lobby Hours
Swansea Branch	4387 North Illinois, Swansea, IL 62221	View Lobby Hours
Green Mount Crossing Branch	4040 Green Mount Crossing Drive, Shiloh, IL 62269	View Lobby Hours
Granite City Branch	3600 Nameoki Road, Granite City, IL 62040	View Lobby Hours
East St. Louis Branch	350 Riverpark Drive, East Saint Louis, IL 62201	View Lobby Hours
Chester Branch	2231 State Street, Chester, IL 62233	View Lobby Hours
Columbia Facility	218 North Main Street, Columbia, IL 62236	View Lobby Hours
Greenville Branch	200 West Main Avenue, Greenville, IL 62246	View Lobby Hours
Vandalia Facility	200 Mattes Avenue, Vandalia, IL 62471	View Lobby Hours
Carbondale Facility	1500 West Main Street, Carbondale, IL 62901	View Lobby Hours
Red Bud Facility	1411 South Main Street, Red Bud, IL 62278	View Lobby Hours
Waterloo Branch	1405 North Illlinois Rt 3, Waterloo, IL 62298	View Lobby Hours
Salem Branch	1310 West Main Street, Salem, IL 62881	View Lobby Hours
Jerseyville Branch	117-121 South State Street, Jerseyville, IL 62052	View Lobby Hours

Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.128%	5.990% 0.88 points $4,760 fees	$1,917	Learn More
NMLS ID: 401822	6.518%	6.375% 0.88 points $4,795 fees	$1,997	Learn More
NMLS ID: 3030		points fees		Learn More
NMLS ID: 401822		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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