First Farmers and Merchants Bank - Tennessee, TN Statewide Branches

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Branch	Address	View Lobby Hours
Loretto Branch	U.S. Highway 43, Loretto, TN 38469	View Lobby Hours
Spring Hill Branch	5398 Main Street, Spring Hill, TN 37174	View Lobby Hours
Campbell Plaza Branch	James M. Campbell Boulevard, Columbia, TN 38401	View Lobby Hours
White Bluff Branch	2011 Tennessee Highway 47, White Bluff, TN 37187	View Lobby Hours
East Hickman Office	9512 Highway 46, Bon Aqua, TN 37025	View Lobby Hours
Northside Bankcenter	901 Nashville Highway, Columbia, TN 38401	View Lobby Hours
First Farmers And Merchants Bank	816 South Garden Street, Columbia, TN 38401	View Lobby Hours
High Street Branch	515 North High Street, Columbia, TN 38401	View Lobby Hours
Port Royal	4871 Port Royal Road, Spring Hill, TN 37174	View Lobby Hours
Pulaski Branch	302 South Second Street, Pulaski, TN 38478	View Lobby Hours
Cool Springs Office Branch	300 Billingsley Court, Franklin, TN 37067	View Lobby Hours
Lewisburg Branch	260 North Ellington Parkway, Lewisburg, TN 37091	View Lobby Hours
Hatcher Lane Branch	1618 Hatcher Lane, Columbia, TN 38401	View Lobby Hours
Mcewen Branch	1536 West Mcewen Drive, Franklin, TN 37067	View Lobby Hours
Lawrenceburg Branch	1501 North Locust Avenue, Lawrenceburg, TN 38464	View Lobby Hours
Mount Pleasant Branch	128 North Main Street, Mount Pleasant, TN 38474	View Lobby Hours
Crockett Branch	116 West Gaines Street, Lawrenceburg, TN 38464	View Lobby Hours
Centerville Branch	116 Church Street, Centerville, TN 37033	View Lobby Hours
Green Hills Branch	4013 Hillsboro Circle, Nashville, TN 37215	View Lobby Hours
Dickson County Office Branch	106 Hwy 70 East, Suite3, Dickson, TN 37055	View Lobby Hours
Saturn/Northfield Branch	Saturn Complex, U.S. 31 South, Spring Hill, TN 37174	View Lobby Hours
Berry Farms Branch	1004 Village Plains Blvd, Franklin, TN 37064	View Lobby Hours
Franklin Downtown Branch	121 1st Ave S, Franklin, TN 37064	View Lobby Hours

Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

First Farmers and Merchants Bank - Tennessee, TN Statewide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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