First Horizon Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Gallatin Branch	668 Nashville Pike, Gallatin, TN 37066	View Lobby Hours
Hickory Hill Branch	6595 Kirby Center Cove, Memphis, TN 38115	View Lobby Hours
Thompson Lane Branch	635 Thompson Lane, Nashville, TN 37204	View Lobby Hours
Southaven/Goodman Road Branch	615 Goodman Road East, Southaven, MS 38671	View Lobby Hours
West Side Financial Center Branch	5969 West Andrew Johnson Highway, Morristown, TN 37814	View Lobby Hours
Stage Road Branch	5931 Stage Road, Bartlett, TN 38134	View Lobby Hours
Harrison Branch	5914 Highway 58, Harrison, TN 37341	View Lobby Hours
Eastgate Branch	5526 Brainerd Road, Chattanooga, TN 37411	View Lobby Hours
East Ridge Branch	5401 Ringgold Road, Chattanooga, TN 37412	View Lobby Hours
Fountain City Branch	5225 North Broadway, Knoxville, TN 37918	View Lobby Hours
La Vergne Branch	5211 Mufreesboro Road, La Vergne, TN 37086	View Lobby Hours
Nashville Branch	511 Union Street, Nashville, TN 37219	View Lobby Hours
Millington Branch	5052 Navy Road, Millington, TN 38053	View Lobby Hours
Ringgold Financial Center Branch	5038 Alabama Highway, Ringgold, GA 30736	View Lobby Hours
Merchants Drive Branch	502 Merchants Drive, Knoxville, TN 37912	View Lobby Hours
Cool Springs Branch	501 Corporate Center Suite 160, Franklin, TN 37067	View Lobby Hours
Hernando Financial Center Branch	500 East Commerce Street, Hernando, MS 38632	View Lobby Hours
East Poplar Branch	4990 Poplar Avenue, Memphis, TN 38117	View Lobby Hours
Springhill Financial Center Branch	4938 Columbia Pike, Spring Hill, TN 37174	View Lobby Hours
Bearden Branch	4805 Kingston Pike, Knoxville, TN 37919	View Lobby Hours
Hermitage Financial Center Branch	4771 Lebanon Pike, Hermitage, TN 37076	View Lobby Hours
Sam Ridley Financial Center Branch	471 Sam Ridley Parkway, Smyrna, TN 37167	View Lobby Hours
North 58 Branch	4430 Highway 58, Chattanooga, TN 37416	View Lobby Hours
Laurelwood Branch	4655 Poplar Avenue, Memphis, TN 38117	View Lobby Hours
South Knoxville Branch	4416 Chapman Highway, Knoxville, TN 37920	View Lobby Hours
Whites Creek Branch	4410 White's Creek, Whites Creek, TN 37189	View Lobby Hours
Berclair Branch	4330 Summer Avenue, Memphis, TN 38122	View Lobby Hours
Hendersonville Branch	429 West Main Street, Hendersonville, TN 37075	View Lobby Hours
Colonial Heights Branch	4301 Fort Henry Drive, Kingsport, TN 37663	View Lobby Hours
Marlin-Whitehaven Branch	4180 Elvis Presley Boulevard, Memphis, TN 38116	View Lobby Hours
Green Hills Branch	4014 Hillsboro Pike, Nashville, TN 37215	View Lobby Hours
Jonesborough Branch	401 West Jackson Blvd, Jonesborough, TN 37659	View Lobby Hours
Providence Financial Center Branch	401 South Mt Juliet Road, Suite 133, Mount Juliet, TN 37122	View Lobby Hours
Red Bank Branch	3932 Dayton Boulevard, Chattanooga, TN 37415	View Lobby Hours
West Haven Branch	3900 Western Avenue, Knoxville, TN 37921	View Lobby Hours

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Reviews on First Horizon Bank

D R Lineberger | Dec 30, 2018

Garden14

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 1835285	5.842%	5.750% 1.00 points $3,200 fees	$1,868	Learn More
NMLS ID: 1105497 License#: 603L227	5.842%	5.750% 1.00 points $3,200 fees	$1,868	Learn More
NMLS ID: 1085173	5.856%	5.750% 0.75 points $3,770 fees	$1,868	Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
Upstart See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873. As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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