International Bank of Commerce - Nationwide Branches

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Branch	Address	View Lobby Hours
Kelvin @ Nottingham (Motor Bank)	Kelvin Dr & Nottingham St, Houston, TX 77005	View Lobby Hours
Penitas Branch - Wal-Mart	Expressway 83, Penitas, TX 78576	View Lobby Hours
In-Store Lincoln Heights (Basse)	999 E. Basse Rd. Ste 150, San Antonio, TX 78209	View Lobby Hours
South Park Meadows Branch	9900 South Ih 35, Austin, TX 78748	View Lobby Hours
El Banquito Mines Rd Branch	9710 Mines Rd, Laredo, TX 78045	View Lobby Hours
Roosevelt Branch	938 South Military Dr., San Antonio, TX 78214	View Lobby Hours
Mission Branch	900 Bryan Road, Mission, TX 78572	View Lobby Hours
Tesoro Service Center Branch	8770 Tesoro, San Antonio, TX 78217	View Lobby Hours
Alief Facility	8203 South Kirkwood Road, Houston, TX 77072	View Lobby Hours
Physician/S Plaza - Tower Ii Branch	8042 Wurzback, Suite 105, San Antonio, TX 78229	View Lobby Hours
Jackson And Jackson Branch	802 S. Jackson Rd., Mcallen, TX 78503	View Lobby Hours
Plantation Branch	7909 Mcpherson Ave., Laredo, TX 78045	View Lobby Hours
In-Store Astrodome Branch	7747 Kirby Dr., Houston, TX 77030	View Lobby Hours
Pleasanton - Heb Instore Branch	735 S.W. Military Dr, San Antonio, TX 78221	View Lobby Hours
Bastrop Branch	701 W. Highway 71, Bastrop, TX 78602	View Lobby Hours
Banquito Del Mar	7002 San Bernardo, Laredo, TX 78040	View Lobby Hours
6630 Callaghan Rd Branch	6630 Callaghan Rd, San Antonio, TX 78229	View Lobby Hours
Leander H-E-b Instore Branch	651 North Us Hwy 183, Leander, TX 78641	View Lobby Hours
Victoria Navarro Branch	6411 N. Navarro, Victoria, TX 77904	View Lobby Hours
In-Store Ingram Park Mall Branch	6301 Nw Lp. 410 Ste. P3, San Antonio, TX 78238	View Lobby Hours
Fairmont Parkway Branch	6210 Fairmont Parkway, Pasadena, TX 77505	View Lobby Hours
Esplanade Branch	6130 South Staples, Corpus Christi, TX 78413	View Lobby Hours
Weslaco Branch	606 South Texas Avenue, Weslaco, TX 78596	View Lobby Hours
5706 Kirby Branch (Motor Bank)	5706 Kirby, Houston, TX 77005	View Lobby Hours
5615 Kirby Drive Branch (Main)	5615 Kirby Drive, Houston, TX 77005	View Lobby Hours
Wal-Mart Instore San Bernardo Branch	5610 San Bernardo, Laredo, TX 78041	View Lobby Hours
Grand Parkway Branch	544 W. Grand Parkway South, Katy, TX 77494	View Lobby Hours
Walzem Branch	5300 Walzem, San Antonio, TX 78217	View Lobby Hours
San Dario Branch Mall No. 1	5300 San Dario, Ste 440d, Laredo, TX 78041	View Lobby Hours
San Dario Branch Mall No. 2	5300 San Dario Ste. 202, Laredo, TX 78041	View Lobby Hours
Richmond Branch (Rosenburg)	5250 Fm 1640, Richmond, TX 77469	View Lobby Hours
Galleria Mall Branch	5085 Westheimer Suite 4640, Houston, TX 77056	View Lobby Hours
Everhart Branch	4622 Everhart Road, Corpus Christi, TX 78411	View Lobby Hours
In-Store Mall De Las Aguilas	455 South Bibb Street, #502, Eagle Pass, TX 78852	View Lobby Hours
El Banquito North Branch	4501 San Bernardo, Laredo, TX 78041	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 2059741	5.934%	5.875% 0.63 points $2,051 fees	$1,893	Learn More
NMLS ID: 401822	6.139%	6.000% 0.88 points $4,795 fees	$1,919	Learn More
NMLS ID: 6606	6.218%	6.125% 1.00 points $3,178 fees	$1,945	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Quicken Loans See Table	0.000 %	$0	Learn More More Info
Ready to access funds? Homeowners’ best kept secret for cash. Access equity on YOUR terms. It costs $0 to see how much you could get with a lender Homeowners best kept secret for cash No second mortgage needed Keep the low rate you already have It costs $0 to check your options with lenders
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600

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