Manufacturers and Traders Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Oceanside Branch	12 Atlantic Avenue, Oceanside, NY 11572	View Lobby Hours
Rouzerville Branch	11973 Buchanan Trail East, Waynesboro, PA 17268	View Lobby Hours
Mountaintop Branch	119 S. Mountain Blvd, Mountaintop Sh, Mountain Top, PA 18707	View Lobby Hours
Fort Washington Branch	11807 Livingston Road, Fort Washington, MD 20744	View Lobby Hours
Lockport Branch	118 Walnut Street, Lockport, NY 14094	View Lobby Hours
Norwich North Plaza Branch	118 State Highway 320, Norwich, NY 13815	View Lobby Hours
Ithaca Main Office Branch	118 North Tioga Street, Ithaca, NY 14850	View Lobby Hours
Downtown Cumberland	118 Baltimore Street, Cumberland, MD 21502	View Lobby Hours
Lee Plaza Branch	11721 Lee Highway, Fairfax, VA 22030	View Lobby Hours
Shamokin Branch	117 West Independence Street, Shamokin, PA 17872	View Lobby Hours
Rittenhouse Square Branch	117 South 18th Street, Philadelphia, PA 19103	View Lobby Hours
Allfirst Commercial Centre Branch	117 Bay Street, Easton, MD 21601	View Lobby Hours
South Cumberland Branch	1150 West Industrial Boulevard, Cumberland, MD 21502	View Lobby Hours
Coal Street Branch	115 J. Campbell Collins Drive, Wilkes-Barre, PA 18702	View Lobby Hours
Everett Branch	115 East Main Street, Everett, PA 15537	View Lobby Hours
Cabin John Mall Branch	11325 Seven Locks Road, Potomac, MD 20854	View Lobby Hours
Waldorf Branch	11175 Mall Circle, Waldorf, MD 20603	View Lobby Hours
Merritt Manor Branch	1115 Merritt Boulevard, Dundalk, MD 21222	View Lobby Hours
Southampton Branch	1111 Street Road, Southampton, PA 18966	View Lobby Hours
Light Street	1111 Light Street, Baltimore, MD 21230	View Lobby Hours
South Calvert Street Branch	111 South Calvert Street, Baltimore, MD 21202	View Lobby Hours
M&T Bank Stadium Office Branch	1101 Russell Street, Baltimore, MD 21230	View Lobby Hours
Ocean Pines Branch	11003 Manklin Creek Road, Berlin, MD 21811	View Lobby Hours
Amherst Center Branch	1100 Wehrle Drive, Williamsville, NY 14221	View Lobby Hours
Lagrange Branch	1100 Route 55, Lagrangeville, NY 12540	View Lobby Hours
Wilmington Center Branch	1100 North Market Street, Wilmington, DE 19801	View Lobby Hours
Snow Hill Branch	110 West Market Street, Snow Hill, MD 21863	View Lobby Hours
Bryant Park Branch	11 West 42nd Street, New York, NY 10036	View Lobby Hours
Ridley Park Branch	11 East Hinckley Ave, Ridley Park, PA 19078	View Lobby Hours
Cortland Branch	1091 New York 222, Cortland, NY 13045	View Lobby Hours
Painted Post Branch	109 West Water Street, Painted Post, NY 14870	View Lobby Hours
North Front Street Branch	108 North Front Street, Kingston, NY 12401	View Lobby Hours
Parkside Branch	10791 W. Broad Street, Glen Allen, VA 23060	View Lobby Hours
Greenspring Station Branch	10745 Falls Road, Lutherville, MD 21093	View Lobby Hours
Oak Ridge Branch	10721 Fairway Lane, Hagerstown, MD 21740	View Lobby Hours

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Reviews on Manufacturers and Traders Trust Company

Claire blankinship | Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience.

Mark Wexelbaum | Mar 26, 2016

I have a question about the 60 Mo FIRA, 2.02% APY, min $1,000 to open. Is this for Traditional, Roth, or either? Please send a reply to mw2196@gmail.com

Kevin McDonald | Sep 26, 2015

Been an M&T Customer from it's Goldome days. They're a real bank, savings and loan... due dilligence on their mortgage properties, I had to supply a lot more paperwork than with other banks I was looking at at the time.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.864%	5.750% 0.63 points $3,969 fees	$1,868	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Manufacturers and Traders Trust Company - Nationwide Branches

Reviews on Manufacturers and Traders Trust Company

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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