Manufacturers and Traders Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Orwigsburg Branch	100 West Market Street, Orwigsburg, PA 17961	View Lobby Hours
Spring Garden Branch	100 South Spring Garden Street, Carlisle, PA 17013	View Lobby Hours
North James Street Branch	100 North James Street, Newport, DE 19804	View Lobby Hours
Camillus Branch	100 Kasson Road, Camillus, NY 13031	View Lobby Hours
Tamaqua Branch	100 East Broad Street, Tamaqua, PA 18252	View Lobby Hours
Silver Creek Branch	10 South Main Street, Silver Creek, NY 14136	View Lobby Hours
Slade Avenue Branch	10 Slade Avenue, West Seneca, NY 14224	View Lobby Hours
Brookpark Drive-Up Branch	10 Reitz Boulevard, Lewisburg, PA 17837	View Lobby Hours
Stewartstown Branch	10 North Main Street, Stewartstown, PA 17363	View Lobby Hours
Mercersburg Branch	10 North Main Street, Mercersburg, PA 17236	View Lobby Hours
Highland Village Branch	10 Milton Avenue, Highland, NY 12528	View Lobby Hours
Bear Branch	10 Fox Hunt Drive, Bear, DE 19701	View Lobby Hours
North Utica Branch	1 Herkimer Road, Utica, NY 13502	View Lobby Hours
Corfu Branch	1 East Main Street, Corfu, NY 14036	View Lobby Hours
Fredonia Branch	1 East Main Street, Fredonia, NY 14063	View Lobby Hours
Lehigh Valley Branch	1 East Broad Street, Bethlehem, PA 18018	View Lobby Hours
Harrington Branch	1 Clark Street, Harrington, DE 19952	View Lobby Hours
Emmorton Branch	1 Box Ridge Drive, Abingdon, MD 21009	View Lobby Hours
Grand Cayman Branch (Frgn)	Cardinal Avenue, Georgetown, 0	View Lobby Hours
London Branch (Frgn)	43-45 Eastcheap, London, 0	View Lobby Hours
Nassau Branch (Frgn)	50 Shirley Street, Nassau, 0	View Lobby Hours
Money Room Branch	4300 Governor Printz Boulevard, Wilmington, DE 19802	View Lobby Hours
1350 I Street Branch	1350 I Street, Northwest, Suite 200, Washington, DC 20005	View Lobby Hours
Antique Row Drive-In Branch	3706 Howard Avenue, Kensington, MD 20895	View Lobby Hours
Lexington Park Branch	46075 Signature Lane, Lexington Park, MD 20653	View Lobby Hours
Armored Motor/Colonie Branch	21 Railroad Avenue, Colonie, NY 12205	View Lobby Hours
Armored Motor/Cheektowaga Branch	58 Ellicott Road, Cheektowaga, NY 14227	View Lobby Hours
Batavia Drive-In Branch	150 Washington Avenue, Batavia, NY 14020	View Lobby Hours
Armored Motor Chili Branch	1525 Scottsville Rd, Rochester, NY 14623	View Lobby Hours
Armored Motor Branch/Dewitt	6605 Joy Road, Dewitt, NY 13214	View Lobby Hours
Harriman Branch	100 Triangle Plaza, Suite 19, Harriman, NY 10926	View Lobby Hours
Armored Motor/Rock Tavern Branch	25 Stone Castle Drive, Rock Tavern, New Windsor, NY 12575	View Lobby Hours
Albany Mortgage Center Limited Branc	313 Ushers Road, Ballston Lake, NY 12019	View Lobby Hours
Gettysburg College Branch	300 North Washington Street, Gettysburg, PA 17325	View Lobby Hours
Sinking Spring Branch	400 Penn Avenue, Sinking Spring, PA 19608	View Lobby Hours

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Reviews on Manufacturers and Traders Trust Company

Claire blankinship | Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience.

Mark Wexelbaum | Mar 26, 2016

I have a question about the 60 Mo FIRA, 2.02% APY, min $1,000 to open. Is this for Traditional, Roth, or either? Please send a reply to mw2196@gmail.com

Kevin McDonald | Sep 26, 2015

Been an M&T Customer from it's Goldome days. They're a real bank, savings and loan... due dilligence on their mortgage properties, I had to supply a lot more paperwork than with other banks I was looking at at the time.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.864%	5.750% 0.63 points $3,969 fees	$1,868	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Manufacturers and Traders Trust Company - Nationwide Branches

Reviews on Manufacturers and Traders Trust Company

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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