Manufacturers and Traders Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Waverly Branch	823 South Salisbury Boulevard, Salisbury, MD 21801	View Lobby Hours
Holland Branch	1452 Buck Road, Village Shires Center, Southampton, PA 18966	View Lobby Hours
University Plaza Branch	University Plaza, 3500 Main Street, Amherst, NY 14226	View Lobby Hours
University Drive-In Facility	University Plaza, 3500 Main Street, Amherst, NY 14226	View Lobby Hours
Penn State Berks Campus Branch	Tulpehocken Road And Broadcasting Road, Reading, PA 19610	View Lobby Hours
North Tonawanda Branch	955 Payne Avenue, North Tonawanda, NY 14120	View Lobby Hours
Transit Casey Branch	9328 Transit Road, East Amherst, NY 14051	View Lobby Hours
Towne Garden Branch	447 William Street, Buffalo, NY 14204	View Lobby Hours
Latham Branch	595 New Loudon Road, Latham, NY 12110	View Lobby Hours
Spencerport Branch	39 Slayton Avenue, Spencerport Village Plaza, Spencerport, NY 14559	View Lobby Hours
Susquehanna Valley Mall Branch	Space Fs-4, Susquehanna Valley Mall, Selinsgrove, PA 17870	View Lobby Hours
Shop City Branch	424 Grant Boulevard, Syracuse, NY 13206	View Lobby Hours
Shippensburg State University Branch	1871 Old Main Drive, Shippensburg, PA 17257	View Lobby Hours
Pottstown Branch	2186 E. High Street, Sanatoga Village Center, Pottstown, PA 19464	View Lobby Hours
Duncansville Branch	201 Plank Road, Duncansville, PA 16635	View Lobby Hours
Loysburg Branch	2202 Woodbury Pike, Loysburg, PA 16659	View Lobby Hours
Roaring Spring Drive-Up Branch	94 Nason Drive, Roaring Spring, PA 16673	View Lobby Hours
Middletown Branch	Route 17m At Route 6, Middletown, NY 10940	View Lobby Hours
Lafayette Branch	Route 11 And Route 20, Lafayette, NY 13084	View Lobby Hours
Broadway Branch	Rf-1 Broadway Market, 999 Broadway A, Buffalo, NY 14212	View Lobby Hours
New Jersey Commercial Banking Office	250 Pehle Avenue, Suite 104, Saddle Brook, NJ 7663	View Lobby Hours
Tyrone Branch	One West Tenth Street, Tyrone, PA 16686	View Lobby Hours
Jamestown Drive-In Branch	One West Sixth Street, Jamestown, NY 14701	View Lobby Hours
Schuylkill Haven Branch	One West Main Street, Schuylkill Haven, PA 17972	View Lobby Hours
Shillington Branch	One West Lancaster Avenue, Shillington, PA 19607	View Lobby Hours
High Street Branch	One West High Street, Carlisle, PA 17013	View Lobby Hours
Pottsville Branch	One South Centre Street, Pottsville, PA 17901	View Lobby Hours
Greater Washington Private Banking B	One Research Court, Rockville, MD 20850	View Lobby Hours
Manufacturers And Traders Trust Comp	One M And T Plaza, Buffalo, NY 14203	View Lobby Hours
Fountain Plaza Branch	One Fountain Plaza, Buffalo, NY 14203	View Lobby Hours
Mahanoy City Branch	One East Centre Street, Mahanoy City, PA 17948	View Lobby Hours
Penn State Mon Alto Branch	One Campus Drive, Mont Alto, PA 17237	View Lobby Hours
Albany Mortgage Center Branch	313 Ushers Road, Ballston Lake, NY 12019	View Lobby Hours
Midway Branch	1016 Wyoming Avenue, Wyoming, PA 18644	View Lobby Hours
Baltimore Ravens Training Camp Branc	2 College Hill, Mcdaniel College, Westminster, MD 21157	View Lobby Hours

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Reviews on Manufacturers and Traders Trust Company

Claire blankinship | Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience.

Mark Wexelbaum | Mar 26, 2016

I have a question about the 60 Mo FIRA, 2.02% APY, min $1,000 to open. Is this for Traditional, Roth, or either? Please send a reply to mw2196@gmail.com

Kevin McDonald | Sep 26, 2015

Been an M&T Customer from it's Goldome days. They're a real bank, savings and loan... due dilligence on their mortgage properties, I had to supply a lot more paperwork than with other banks I was looking at at the time.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.864%	5.750% 0.63 points $3,969 fees	$1,868	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Quicken Loans See Table	0.000 %	$0	Learn More More Info
Ready to access funds? Homeowners’ best kept secret for cash. Access equity on YOUR terms. It costs $0 to see how much you could get with a lender Homeowners best kept secret for cash No second mortgage needed Keep the low rate you already have It costs $0 to check your options with lenders
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Manufacturers and Traders Trust Company - Nationwide Branches

Reviews on Manufacturers and Traders Trust Company

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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