Manufacturers and Traders Trust Company - Nationwide Branches

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Branch	Address	View Lobby Hours
Dairyland Branch	900 Country Club Road, Red Lion, PA 17356	View Lobby Hours
Tonawanda Drive-In Facility	90 Morgan Street, Tonawanda, NY 14150	View Lobby Hours
North Plaza Branch	8812 Waltham Wood Road, Parkville, MD 21234	View Lobby Hours
Military Road Branch	880 Military Road, Niagara Falls, NY 14304	View Lobby Hours
Silver Spring Branch	8730 Georgia Avenue, Silver Spring, MD 20910	View Lobby Hours
Kirkwood Branch	869 Us Route 11, 5 Mile Point Shopping Center, Kirkwood, NY 13795	View Lobby Hours
King's Contrivance Branch	8640 Guilford Road, Suite B-90, Columbia, MD 21046	View Lobby Hours
Randallstown Branch	8638 Liberty Road, Randallstown, MD 21133	View Lobby Hours
Perry Hall Branch	8627 Belair Road, Nottingham, MD 21236	View Lobby Hours
Norland Avenue Branch	860 Norland Avenue, Chambersburg, PA 17201	View Lobby Hours
Riviera Plaza Branch	8493 Fort Smallwood Road, Pasadena, MD 21122	View Lobby Hours
Country Club Branch	849 Fairport Road, East Rochester, NY 14445	View Lobby Hours
Garden City Business Banking Center	845 Franklin Avenue, Garden City, NY 11530	View Lobby Hours
Merrifield Branch	8414 Lee Highway, Fairfax, VA 22031	View Lobby Hours
Quentin Road Branch	837 Quentin Road, Lebanon, PA 17042	View Lobby Hours
Old Towne Branch	833 South Washington Street, Alexandria, VA 22314	View Lobby Hours
Eastern Branch	8314 Pulaski Highway, Rosedale, MD 21237	View Lobby Hours
Cicero Branch	8304 South Main Street, Cicero, NY 13039	View Lobby Hours
World Wide Plaza Branch	830 Eighth Avenue, New York, NY 10019	View Lobby Hours
Atlee Branch	8206 Atlee Road, Mechanicsville, VA 23116	View Lobby Hours
Harford Road Branch	8200 Harford Road, Baltimore, MD 21234	View Lobby Hours
Newark Branch	82 East Main Street, Newark, DE 19711	View Lobby Hours
17th Street Branch	811 17th Street, Altoona, PA 16602	View Lobby Hours
Essex Branch	809 Eastern Boulevard, Essex, MD 21221	View Lobby Hours
Roaring Spring Branch	809 East Main Street, Roaring Spring, PA 16673	View Lobby Hours
Ashland Branch	800-804 Centre Street, Ashland, PA 17921	View Lobby Hours
Kingston Branch	800 Wyoming Avenue, Kingston, PA 18704	View Lobby Hours
Wyomissing Branch	800 Penn Avenue, Wyomissing, PA 19610	View Lobby Hours
800 East Market Street Branch	800 East Market Street, York, PA 17403	View Lobby Hours
Albany Branch	80 State Street, Albany, NY 12207	View Lobby Hours
Whitesboro Branch	80 Oriskany Blvd, Whitesboro, NY 13492	View Lobby Hours
Ellenville Branch	80 North Main Street, Ellenville, NY 12428	View Lobby Hours
Hummelstown Branch	8 East Main Street, Hummelstown, PA 17036	View Lobby Hours
Woodmont Triangle Branch	7920 Norfolk Avenue, Bethesda, MD 20814	View Lobby Hours
Villanova Branch	797 East Lancaster Avenue, Villanova, PA 19085	View Lobby Hours

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Reviews on Manufacturers and Traders Trust Company

Claire blankinship | Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience.

Mark Wexelbaum | Mar 26, 2016

I have a question about the 60 Mo FIRA, 2.02% APY, min $1,000 to open. Is this for Traditional, Roth, or either? Please send a reply to mw2196@gmail.com

Kevin McDonald | Sep 26, 2015

Been an M&T Customer from it's Goldome days. They're a real bank, savings and loan... due dilligence on their mortgage properties, I had to supply a lot more paperwork than with other banks I was looking at at the time.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.864%	5.750% 0.63 points $3,969 fees	$1,868	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Manufacturers and Traders Trust Company - Nationwide Branches

Reviews on Manufacturers and Traders Trust Company

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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