MidWestOne Bank - Iowa, IA Statewide Branches

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Branch	Address	View Lobby Hours
Fairfield Branch	1900 West Burlington Avenue, Fairfield, IA 52556	View Lobby Hours
First National Bank In Fairfield	100 East Burlington Avenue, Fairfield, IA 52556	View Lobby Hours
Fort Madison - Branch 61	926 Avenue G, Fort Madison, IA 52627	View Lobby Hours
Oaknoll Branch	701 Oaknoll Road, Iowa City, IA 52246	View Lobby Hours
Belle Plaine - Branch 34	802 13th St, Belle Plaine, IA 52208	View Lobby Hours
Pella 1 Main St - Branch 07	700 Main Street, Pella, IA 50219	View Lobby Hours
Fairfield East - Branch 10	58 East Burlington, Fairfield, IA 52556	View Lobby Hours
Iowa City Oneplace Location - Branch	500 S. Clinton Street, Iowa City, IA 52240	View Lobby Hours
Pella - Branch 13	500 Oskaloosa Street, Pella, IA 50219	View Lobby Hours
North Liberty - Branch 56	465 Hwy 965 Ne, Suite A, North Liberty, IA 52317	View Lobby Hours
Cedar Falls - Branch 37	4510 Prairie Pkwy, Cedar Falls, IA 50613	View Lobby Hours
Burlington - Branch 58	3225 Division St, Burlington, IA 52601	View Lobby Hours
Waterloo - Branch 36	3110 Kimball Avenue, Waterloo, IA 50702	View Lobby Hours
West Liberty - Branch 57	305 West Rainbow Drive, West Liberty, IA 52776	View Lobby Hours
Fairfield West - Branch 12	2408 West Burlington Avenue, Fairfield, IA 52556	View Lobby Hours
Oskaloosa Motor Bank - Branch 03	222 First Avenue East, Oskaloosa, IA 52577	View Lobby Hours
Rochester Avenue - Branch 55	2233 Rochester Avenue, Iowa City, IA 52245	View Lobby Hours
Melbourne - Branch 32	202 Main St., Melbourne, IA 50162	View Lobby Hours
Keokuk St - Branch 53	1906 Keokuk St, Iowa City, IA 52240	View Lobby Hours
Oskaloosa - Branch 01	124 S 1st Street, Oskaloosa, IA 52577	View Lobby Hours
Conrad - Branch 31	120 West Center, Conrad, IA 50621	View Lobby Hours
Sigourney - Branch 11	112 North Main Street, Sigourney, IA 52591	View Lobby Hours
Coralville - Branch 54	110 First Avenue, Coralville, IA 52241	View Lobby Hours
Midwestone Bank	102 South Clinton Street, Iowa City, IA 52240	View Lobby Hours
North English - Branch 2	10030 Highway 149, North English, IA 52316	View Lobby Hours
Parkersburg - Branch 33	1001 U.S. Highway 57, Parkersburg, IA 50665	View Lobby Hours

Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	6.655%	6.500% 1.00 points $5,195 fees	$2,023	Learn More
NMLS ID: 3030		points fees		Learn More
NMLS ID: 401822		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]
Farmers Bank of Kansas City See Table	Intro APR 8.750 % After Intro: 8.750 %	$25,000	Learn More More Info
This is not a pre-approval or an offer of credit. This is an invitation to apply, and in order to qualify for a loan you must meet our credit and other requirements. Applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria. Loan terms, rates, and fees are subject to change. Rates and terms may vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. These results are for informational purposes only. Farmers Bank of Kansas City’s Home Equity Line of Credit (HELOC) has a 20-year repayment term. The first 10 years will be the Draw period with the interest rate based on the Prime Rate published by the Wall Street Journal plus a margin and allows for an interest only payment to be made during the draw period. If a balance is owed after the draw period concludes, the interest rate will become fixed for the remaining 10 years and will be based upon the Prime Rate published by the Wall Street Journal plus a margin. The HELOC interest rate will not go below 5% or higher than 18%. The minimum line amount offered is $25,000 and the maximum line amount offered is $350,000. The minimum draw amount required is $25,000 or half of the maximum line amount, whichever is greater. A HELOC requires you to pledge your home as collateral, and you could lose your home if you fail to repay. Offers, rates and fees are subject to change without notice. Repayment begins approximately 30 calendar days after funding. Farmers Bank of Kansas City also offers a fixed rate Home Equity Loan (HELOAN). Rates vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV

MidWestOne Bank - Iowa, IA Statewide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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