NBH Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Chillicothe Branch # 81	345 South Washington Street, Chillicothe, MO 64601	View Lobby Hours
Montrose Branch	330 S 12th Street Unit B Stuite 1, Montrose, CO 81401	View Lobby Hours
Kiowa Branch	326 Comanche Street, Kiowa, CO 80117	View Lobby Hours
Eagle Branch	313 Chambers Ave. Unit A, Eagle, CO 81631	View Lobby Hours
Dove Creek Branch	305 South Guyrene Street, Dove Creek, CO 81324	View Lobby Hours
South Parker Road Branch	3095 South Parker Road, Aurora, CO 80014	View Lobby Hours
South Fork Branch	29889 Us Highway 160, South Fork, CO 81154	View Lobby Hours
Dallas-Mckinney	3102 Maple Ave, Dallas, TX 75201	View Lobby Hours
Baker Commons Branch	277 Broadway, Denver, CO 80203	View Lobby Hours
Basalt Branch	255 Gold Rivers Road, #140, Basalt, CO 81621	View Lobby Hours
Conifer Branch	25877 Conifer Road, Conifer, CO 80433	View Lobby Hours
Grand Junction Branch	100 Main Street, Grand Junction, CO 81501	View Lobby Hours
Rock Port Branch # 52	219 South Main Street, Rock Port, MO 64482	View Lobby Hours
Aspen Branch	210 N. Mill St., Aspen, CO 81611	View Lobby Hours
Alamosa Branch	2061 Main Street, Alamosa, CO 81101	View Lobby Hours
Rocky Ford Branch	201 North Main Street, Rocky Ford, CO 81067	View Lobby Hours
Kirksville Branch #71	201 North Elson Street, Kirksville, MO 63501	View Lobby Hours
Excelsior Springs Jesse James Branch	201 N. Jesse James Road, Excelsior Springs, MO 64024	View Lobby Hours
Santa Fe Branch	2002 East Santa Fe, Olathe, KS 66062	View Lobby Hours
Richmond Spartan Branch # 19	200 North Spartan Drive, Richmond, MO 64085	View Lobby Hours
Kirksville North Branch #80	1904 North Baltimore, Kirksville, MO 63501	View Lobby Hours
20 Mile Village Branch	18601 East Main Street, Parker, CO 80134	View Lobby Hours
Independence Branch # 8	18301 East 40 Highway, Independence, MO 64055	View Lobby Hours
Glenwood Springs Branch	1810 Grand Ave, Glenwood Springs, CO 81602	View Lobby Hours
159th & Mur-Len Branch # 39	15970 S. Bradley Dr., Olathe, KS 66062	View Lobby Hours
Liberty North Branch #28	1580 N Church Road, Liberty, MO 64068	View Lobby Hours
Lenexa Branch Br # 21	15040 West 87th Street, Lenexa, KS 66215	View Lobby Hours
West 119th Street Branch # 37	14735 West 119th Street, Olathe, KS 66062	View Lobby Hours
Pflumm Branch # 36	13425 Shawnee Mission Parkway, Shawnee, KS 66216	View Lobby Hours
Crown Hill Branch # 17	134 N. Crown Hill Road, Excelsior Springs, MO 64024	View Lobby Hours
Metcalf Branch # 34	13270 Metcalf Avenue, Overland Park, KS 66213	View Lobby Hours
Cameron Branch # 29	1304 N. Walnut, Cameron, MO 64429	View Lobby Hours
Parker Branch	12907 S. Parker Road, Parker, CO 80134	View Lobby Hours
Windsor Branch	1270 Automation Drive, Windsor, CO 80550	View Lobby Hours
Grandview Highway 71 Branch # 4	12500 South 71 Highway, Grandview, MO 64030	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 399799	6.114%	6.000% 0.88 points $4,064 fees	$1,919	Learn More
NMLS ID: 401822	6.128%	6.000% 0.75 points $4,395 fees	$1,919	Learn More
NMLS ID: 6606	6.215%	6.125% 1.00 points $3,075 fees	$1,945	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Achieve Loans See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Farmers Bank of Kansas City See Table	Intro APR 8.750 % After Intro: 8.750 %	$25,000	Learn More More Info
This is not a pre-approval or an offer of credit. This is an invitation to apply, and in order to qualify for a loan you must meet our credit and other requirements. Applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria. Loan terms, rates, and fees are subject to change. Rates and terms may vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. These results are for informational purposes only. Farmers Bank of Kansas City’s Home Equity Line of Credit (HELOC) has a 20-year repayment term. The first 10 years will be the Draw period with the interest rate based on the Prime Rate published by the Wall Street Journal plus a margin and allows for an interest only payment to be made during the draw period. If a balance is owed after the draw period concludes, the interest rate will become fixed for the remaining 10 years and will be based upon the Prime Rate published by the Wall Street Journal plus a margin. The HELOC interest rate will not go below 5% or higher than 18%. The minimum line amount offered is $25,000 and the maximum line amount offered is $350,000. The minimum draw amount required is $25,000 or half of the maximum line amount, whichever is greater. A HELOC requires you to pledge your home as collateral, and you could lose your home if you fail to repay. Offers, rates and fees are subject to change without notice. Repayment begins approximately 30 calendar days after funding. Farmers Bank of Kansas City also offers a fixed rate Home Equity Loan (HELOAN). Rates vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV

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