NBH Bank

7800 East Orchard Road Suite 200
Greenwood Village, CO 80111

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 59052
Date Established 2010
Assets $5.79 billion
Loans $4.27 billion
Deposits $4.81 billion
Capital $0.62 billion

NBH Bank is an FDIC insured institution located in Greenwood Village, CO. It was founded in 2010 and has approximately $5.79 billion in assets. Customers can open an account at one of its 121 branches.

For a more detailed analysis of NBH Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - July 16, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates APY MIN MAX
Money Market
0.10% $100 - Learn MoreShow Less
Premium Money Market Account
1.51% $1,000 $24,999 Learn MoreShow Less
Premium Money Market Account
1.66% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.10% $500 - Learn MoreShow Less
6 Mo CD
0.30% $500 - Learn MoreShow Less
12 Mo CD
0.60% $500 - Learn MoreShow Less
Special: 15 Mo CD
2.10% $500 - Learn MoreShow Less
18 Mo CD
0.60% $500 - Learn MoreShow Less
24 Mo CD
0.80% $500 - Learn MoreShow Less
Special: 27 Mo CD
2.20% $500 - Learn MoreShow Less
30 Mo CD
0.80% $500 - Learn MoreShow Less
36 Mo CD
1.00% $500 - Learn MoreShow Less
Special: 42 Mo CD
2.30% $500 - Learn MoreShow Less
48 Mo CD
1.15% $500 - Learn MoreShow Less
60 Mo CD
1.35% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.60% $500 - Learn MoreShow Less
Special: 15 Mo FIRA
2.10% $500 - Learn MoreShow Less
Special: 27 Mo FIRA
2.20% $500 - Learn MoreShow Less
Special: 42 Mo FIRA
2.30% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $100 - Learn MoreShow Less

Loan Rates - July 16, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for NBH Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.778% 3.750% 0.38 $852 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Cascadia Mortgage
NMLS ID: 1505422
License#: NMLS #1505422
3.697% 3.625% 0.50 $2,253 $1,141 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
5.490 %
N/A Learn More
More Info

Note to NBH Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

NBH Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


NBH Bank Locations


Financial Details

NBH Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of NBH Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
NBH Bank U.S. Bank Average
5.66% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, NBH Bank had $27,682,000 in non-current loans and $9,394,000 in owned real estate. To cover these potential losses it had $618,534,000 in equity and $37,055,000 in loans loss reserves. That gives it a Texas Ratio of 5.66%.

Return on Equity
NBH Bank U.S. Bank Average
12.27% 9.47%

NBH Bank has a Return on Equity of 12.27% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
NBH Bank U.S. Bank Average
10.68% 12.49%

NBH Bank has a Capitalization of 10.68% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

NBH Bank Balance Sheet Analysis

As of March 31, 2019, NBH Bank had assets of $5,790,780,000, loans of $4,269,210,000, and deposits of $4,809,859,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.10 billion
Interest-bearing balances $0.04 billion
Total securities $0.97 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $4.27 billion
Loan loss allowance $0.04 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.01 billion
Goodwill and other intangibles $0.13 billion
All other assets $0.17 billion
     Total Assets $5.17 billion
LIABILITIES
Total deposits $4.81 billion
      Interest-bearing deposits $3.55 billion
      Deposits held in domestic offices $4.81 billion
      % insured (estimated) 85.96%
Federal funds purchased and repurchase agreements $0.06 billion
Trading liabilities $0.01 billion
Other borrowed funds $0.26 billion
Subordinated debt $0.00 billion
All other liabilities $0.04 billion
      Total Liabilities $5.17 billion
      Shareholders’ Equity $0.62 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.06 billion
Total Interest Expense $0.01 billion
Net interest income $0.05 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.02 billion
Total non interest expense $0.04 billion
Pre-tax Net Operating Income $0.02 billion

Bank Loan Profile?

The top three loan types in NBH Bank’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Commercial Real Estate.

Compared to other banks in Colorado, NBH Bank has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 20.40
Multifamily
Mortgages
1.45
Credit Card Loans 0.00
Consumer Auto Loans 0.16
Small Business Loans 4.34
Construction and Development Loans 3.97
Commercial Real Estate 20.30
Commercial and Industrial Loans 30.39
Farm Loans 3.30

Frequently Asked Questions About Nbh Bank

Branches and Savings

Is Nbh Bank FDIC insured?

Yes. It is covered under FDIC Certificate #59052.

Why does Nbh Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Nbh Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Nbh Bank a commercial bank?

Yes

Where are Nbh Bank locations?

See branch locations nearby.

Is Nbh Bank open on Saturdays?

Is Nbh Bank open on Sundays?

What time does Nbh Bank open?

What time does Nbh Bank close?

Are Nbh Bank ATMs Open 24/7?

Do Nbh Bank ATMs accept cash deposits?

Can Nbh Bank customers use other ATMs?

Do Nbh Bank branches have notaries?

Will Nbh Bank notarize my document?

What address for Nbh Bank should I put for incoming ACH transfers?

Will the Nbh Bank branch print checks?

Do Nbh Bank checks expire?

Does Nbh Bank require US citizenship to open account?

Can Nbh Bank close my account?

Does Nbh Bank Report to credit bureaus?

Does Nbh Bank Use Equifax?

What is Nbh Bank's ACH Routing Number?

What is Nbh Bank's SWIFT code?

Products

Does Nbh Bank offer mortgages?

Compare mortgage rates here.

Does Nbh Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Nbh Bank offer personal loans?

Compare personal loan rates here.

Does Nbh Bank offer student loans?

Will Nbh Bank cash a check?

Will Nbh Bank redeem a savings bond?

Does Nbh Bank cash savings bonds?

Will Nbh Bank cash money orders?

Can Nbh Bank issue a money order?

Does Nbh Bank do currency exchange?

Background on The Bank

Who owns Nbh Bank?

How long has Nbh Bank been around?

Can Nbh Bank transfer to other banks?

Does Nbh Bank have quick pay?

Does Nbh Bank accept rolled coins?

Will Nbh Bank accept loose change?

Where is Nbh Bank headquarters?

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