Ponce Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Riverdale Branch	5560 Broadway, Bronx, NY 10463	View Lobby Hours
Bergenline Ave. Branch	3821 Bergenline Ave, Union City, NJ 7087	View Lobby Hours
Jackson Heights, Queens Branch	37-47 82nd Street, Jackson Heights, NY 11372	View Lobby Hours
Astoria Branch	3405 Broadway, Astoria, NY 11106	View Lobby Hours
Styuvesant Branch	319 1st Avenue, New York, NY 10003	View Lobby Hours
Jerome Avenue Branch	30th East 170th St., Bronx, NY 10452	View Lobby Hours
Ponce Bank	2244 Westchester Avenue, Bronx, NY 10462	View Lobby Hours
Westchester Avenue Branch	2244 Westchester Avenue, Bronx, NY 10462	View Lobby Hours
Manhattan Branch	1925 Third Avenue, New York, NY 10029	View Lobby Hours
Bensonhurst Branch	2047 86th Street, Brooklyn, NY 11214	View Lobby Hours
Ralph Avenue Branch	1900 Ralph Avenue, Brooklyn, NY 11234	View Lobby Hours
Brooklyn Branch	169 Smith Street, Brooklyn, NY 11201	View Lobby Hours
Forest Hills Branch	100-20 Queens Blvd, Forest Hills, NY 11375	View Lobby Hours
Main Office-Admin	952 Southern Boulevard, 2nd Floor, Bronx, NY 10459	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.769%	5.625% 1.00 points $5,083 fees	$1,843	Learn More
NMLS ID: 399799	6.092%	6.000% 0.63 points $3,321 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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