Provident Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
West Orange Branch	464 Eagle Rock Avenue, West Orange, NJ 7052	View Lobby Hours
4285 W. Tilghman Street Branch	4285 W. Tilghman Street, Allentown, PA 18104	View Lobby Hours
30 Route 31 Branch	30 Route 31, Flemington, NJ 8822	View Lobby Hours
Easton Office	4787 Freemansburg Avenue, Easton, PA 18045	View Lobby Hours
210 Penns Trail Ste.104 Branch	210 Penns Trail Ste. 104, Newtown, PA 18940	View Lobby Hours
Allentown Branch	1901 Hamilton Street, Allentown, PA 18104	View Lobby Hours
Phillipsburg Branch	190 Roseberry Street, Phillipsburg, NJ 8865	View Lobby Hours
Doylestown Branch	573 North Main Street, Doylestown, PA 18901	View Lobby Hours
Provident Bank	Washington And York Streets, Jersey City, NJ 7303	View Lobby Hours
Madison Branch	98 Main Street, Madison, NJ 7940	View Lobby Hours
Edison Branch	980 Amboy Avenue, Edison, NJ 8837	View Lobby Hours
Milltown	97 North Main Street, Milltown, NJ 8850	View Lobby Hours
Mendham Branch	95 East Main Street, Mendham, NJ 7945	View Lobby Hours
Green Brook Branch	930 North Washington Avenue, Green Brook, NJ 8812	View Lobby Hours
Journal Square Branch	895 Bergen Avenue, Jersey City, NJ 7306	View Lobby Hours
Hoboken Branch	77 River Street, Hoboken, NJ 7030	View Lobby Hours
Hazlet Branch	765 Poole Avenue, Hazlet, NJ 7730	View Lobby Hours
New Providence Branch	65 South Street, New Providence, NJ 7974	View Lobby Hours
62 Nd Street Branch	6141 Bergenline Avenue, West New York, NJ 7093	View Lobby Hours
Point Pleasant Beach Branch	604-610 Laurel Avenue, Point Pleasant Beach, NJ 8742	View Lobby Hours
60th Street Branch	6002 Broadway, West New York, NJ 7093	View Lobby Hours
South River	6 Jackson Street, South River, NJ 8882	View Lobby Hours
South Amboy	600 Washington Avenue, South Amboy, NJ 8879	View Lobby Hours
Metuchen	599 Middlesex Avenue, Metuchen, NJ 8840	View Lobby Hours
Bayonne 26th St Branch	569 Broadway, Bayonne, NJ 7002	View Lobby Hours
Clifton Branch	562 Lexington Avenue, Clifton, NJ 7011	View Lobby Hours
55th Street Branch	5410 Bergenline Avenue, West New York, NJ 7093	View Lobby Hours
Bergen Avenue Branch	533 Bergen Avenue, Jersey City, NJ 7304	View Lobby Hours
East Windsor Branch	509 Route 130, East Windsor, NJ 8520	View Lobby Hours
Bridgewater Branch	477 Union Avenue, Bridgewater, NJ 8807	View Lobby Hours
Teaneck Branch	464 Cedar Lane, Teaneck, NJ 7666	View Lobby Hours
Bayonne 20th St Branch	464 - 472 Avenue C, Bayonne, NJ 7002	View Lobby Hours
Matawan Branch	445 Route 34, Matawan, NJ 7747	View Lobby Hours
Freehold Township Branch	4331 Route 9 North And Pond Road, Freehold, NJ 7728	View Lobby Hours
Denville Branch	41 Broadway, Denville, NJ 7834	View Lobby Hours

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Reviews on Provident Bank

Abraham Farber | May 14, 2015

looking to refinance into a fixed equity 15 yr loan, I have now a 1st Mortg & equity line total of about 218000. looking to get about 360 & pay off the old ones & have extra, I have a 4 unit house were we live as well, pleas call me with rates and more info @ 718-438-1815

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.873%	5.750% 0.75 points $4,296 fees	$1,868	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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