Rabobank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Corning Branch	950 Highway 99w, Corning, CA 96021	View Lobby Hours
Rabobank, National Association	915 Highland Pointe Drive, Suite 350, Roseville, CA 95678	View Lobby Hours
Santa Barbara Branch	914 Carpinteria Street, Santa Barbara, CA 93103	View Lobby Hours
Guadalupe Branch	905 Guadalupe Street, Guadalupe, CA 93434	View Lobby Hours
Truxton Avenue Branch	900 Truxton Ave. Ste 100, Bakersfield, CA 93301	View Lobby Hours
Santa Rosa Branch	201 Third Street, Santa Rosa, CA 95404	View Lobby Hours
Www.Rabobankamerica.com Branch	90 E Thousand Oaks Blvd, 3rd Floor, Thousand Oaks, CA 91360	View Lobby Hours
Oak Park Branch	865 Oak Park Boulevard, Pismo Beach, CA 93449	View Lobby Hours
Grover Beach Branch	899 Grand Avenue, Grover Beach, CA 93433	View Lobby Hours
Paso Robles Branch	845 Spring Street, Paso Robles, CA 93446	View Lobby Hours
Lompoc Branch	828 North H Street, Lompoc, CA 93436	View Lobby Hours
Indio Branch	81-790 Us Hwy 111, Indio, CA 92201	View Lobby Hours
Gilroy Branch	805 1st Street, Gilroy, CA 95020	View Lobby Hours
Pismo Beach Branch	801 Price Street, Pismo Beach, CA 93449	View Lobby Hours
San Luis Obispo Branch	75 Santa Rosa Street, San Luis Obispo, CA 93405	View Lobby Hours
Yosemite Avenue Branch	731 E. Yosemite Ave, Merced, CA 95340	View Lobby Hours
North Broadway Branch	720 North Broadway, Santa Maria, CA 93454	View Lobby Hours
Thousand Palms Branch	72-885 Ramon Road, Thousand Palms, CA 92276	View Lobby Hours
Napa Branch	700 Trancas Street, Napa, CA 94558	View Lobby Hours
Atascadero Branch	6950 El Camino Real, Atascadero, CA 93422	View Lobby Hours
Visalia Branch	618 West Main Street, Visalia, CA 93291	View Lobby Hours
South Paradise Branch	672 Pearson Raod, Paradise, CA 95969	View Lobby Hours
Nipomo Branch	615 West Tefft Street, Nipomo, CA 93444	View Lobby Hours
Buellton Branch	61 West Highway 246, Buellton, CA 93427	View Lobby Hours
Goleta Valley Branch	5956 Calle Real, Goleta, CA 93117	View Lobby Hours
Pacific Grove Branch	561 Lighthouse Avenue, Pacific Grove, CA 93950	View Lobby Hours
King City Branch	532 Broadway Street, King City, CA 93930	View Lobby Hours
East Main Branch	519 East Main Street, Santa Maria, CA 93454	View Lobby Hours
Stockdale Highway Branch	5151 Stockdale Highway, Bakersfield, CA 93309	View Lobby Hours
La Quinta Branch	51-290 Avenida Bermudas, La Quinta, CA 92253	View Lobby Hours
Carpenteria Branch	5030 Carpenteria Avenue, Carpinteria, CA 93013	View Lobby Hours
Lodi Branch	501 West Kettleman Lane, Lodi, CA 95240	View Lobby Hours
Holtville Branch	502 Holt Avenue, Holtville, CA 92250	View Lobby Hours
Altaville-Angels Camp Branch	501 S. Main Street, Angels Camp, CA 95222	View Lobby Hours
Red Bluff Branch	500 Luther Road, Red Bluff, CA 96080	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.769%	5.625% 1.00 points $5,083 fees	$1,843	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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