Rabobank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Brawley Branch	190 Main Street, Brawley, CA 92227	View Lobby Hours
Atwater Branch	1861 Bellevue Road, Atwater, CA 95301	View Lobby Hours
West Stockton Branch	1889 March Lane, Stockton, CA 95207	View Lobby Hours
Groveland Office	18543 Main Street, Groveland, CA 95321	View Lobby Hours
Solvang Branch	1571 Mission Drive, Solvang, CA 93463	View Lobby Hours
Seaside Branch	1658 Fremont Blvd, Seaside, CA 93955	View Lobby Hours
Yuba City Branch	1600 Butte House Road, Yuba City, CA 95993	View Lobby Hours
Downtown Oxnard Branch	155 South A Street, Oxnard, CA 93030	View Lobby Hours
Santa Maria-South Broadway Branch	1554 South Broadway, Santa Maria, CA 93454	View Lobby Hours
Coachella Branch	1491 South Sixth Street, Coachella, CA 92236	View Lobby Hours
Blythe Branch	149 East Hobson Way, Blythe, CA 92225	View Lobby Hours
Moorpark Branch	146 W Los Angeles Ave, Moorpark, CA 93021	View Lobby Hours
Los Banos Branch	601 I Street, Los Banos, CA 93635	View Lobby Hours
Modesto Branch	1407 I Street, Modesto, CA 95354	View Lobby Hours
El Centro Main	1448 Main Street, El Centro, CA 92243	View Lobby Hours
Magalia Branch	14001 Lakeridge Circle, Magalia, CA 95954	View Lobby Hours
Pelandale Branch	3801 Pelandale Ave. Suite 9, Modesto, CA 95356	View Lobby Hours
Newman Branch	1305 Main Street, Suite B, Newman, CA 95360	View Lobby Hours
Dinuba Branch	130 East Tulare Street, Dinuba, CA 93618	View Lobby Hours
Westridge Branch	1285 North Davis Road, Salinas, CA 93907	View Lobby Hours
County Center Branch	1171 South Victoria Avenue, Ste 2-A, Ventura, CA 93003	View Lobby Hours
Ojai Valley Bank Branch	1207 Maricopa Road, Ojai, CA 93023	View Lobby Hours
Palm Springs Branch	500 South Palm Canyon Drive, Suite 115, Palm Springs, CA 92264	View Lobby Hours
Orcutt-Oak Knolls Branch	1110 East Clark Avenue, Orcutt, CA 93455	View Lobby Hours
Cambria Branch	1070 Main Street, Cambria, CA 93428	View Lobby Hours
Cayucos Branch	107 North Ocean Avenue, Cayucos, CA 93430	View Lobby Hours
Grand Avenue Branch	1026 Grand Avenue, Arroyo Grande, CA 93420	View Lobby Hours
Castroville Branch	10601 Merritt Street, Castroville, CA 95012	View Lobby Hours
Templeton Branch	1025 Las Tablas Road, Templeton, CA 93465	View Lobby Hours
Los Osos Branch	1001 Los Osos Valley Road, Los Osos, CA 93402	View Lobby Hours
Reedley Branch	1003 I Street, Reedley, CA 93654	View Lobby Hours
Sonoma Branch	10 Maple Street, Sonoma, CA 95476	View Lobby Hours
Loan Production Office	1010 Spruce Street, Gridley, CA 95948	View Lobby Hours
Limited Service Facility (Courier)	301 South Main Street, Salinas, CA 93902	View Lobby Hours
Renaissance Creek Branch	3992 Douglas Boulevard, Suite 110, Roseville, CA 95661	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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