Sunflower Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Leeton Branch	101 East Stone Street, Leeton, MO 64761	View Lobby Hours
Monte Vista Branch	101 Adams Street, Monte Vista, CO 81144	View Lobby Hours
W Metro Branch	430 Indiana St, Golden, CO 80401	View Lobby Hours
Boulder Branch	3002 Bluff Street, Boulder, CO 80301	View Lobby Hours
Loveland Branch	2950 North Garfield Avenue, Loveland, CO 80538	View Lobby Hours
Lodo Branch	1573 Market St, Denver, CO 80202	View Lobby Hours
North Longmont Branch	1726 Hover Street, Longmont, CO 80501	View Lobby Hours
Abq Journal Center Branch	7620 Jefferson Ne, Albuquerque, NM 87109	View Lobby Hours
Abq Uptown Branch	2200 Louisiana Blvd Ne, Suite 8e, Albuquerque, NM 87110	View Lobby Hours
Cordova Office	516 West Cordova, Santa Fe, NM 87501	View Lobby Hours
South Side Branch	4995 Governor Miles Rd, Santa Fe, NM 87507	View Lobby Hours
Cerrillos Road Office	2021 Cerrillos Road, Santa Fe, NM 87501	View Lobby Hours
Los Alamos Office	1910 Trinity Drive, Los Alamos, NM 87544	View Lobby Hours
Hospital Drive Branch	1672 Hospital Drive, Santa Fe, NM 87505	View Lobby Hours
Eldorado Branch	13 Avenida Vista Grande, Santa Fe, NM 87505	View Lobby Hours
Messenger 1	Denver City & County, Denver, CO 80202	View Lobby Hours
West Metro Messenger Service	430 Indianna Street, Golden, CO 80401	View Lobby Hours
2011 Mountain Road Branch	2011 Mountain Road, Nw, Albuquerque, NM 87104	View Lobby Hours
Lincoln Branch	62 Lincoln Avenue, Santa Fe, NM 87501	View Lobby Hours
Boulder Pearl Street Office Branch	1738 Pearl Street, Boulder, CO 80302	View Lobby Hours
Longmont Main Office Branch	25 East Ken Pratt Blvd, Longmont, CO 80501	View Lobby Hours
Denver Cherry Creek Main Branch	278 University Blvd, Denver, CO 80206	View Lobby Hours
Overland Park Office Branch	10851 Mastin Blvd, Suite 150, Overland Park, KS 66210	View Lobby Hours
Alameda Avenue Branch	4920 Alameda Avenue, El Paso, TX 79905	View Lobby Hours
Lawrence - Mass Street Office Branch	643 Massachusetts Street, Lawrence, KS 66044	View Lobby Hours
Leawood Office	15100 Rosewood Street, Leawood, KS 66224	View Lobby Hours
Overland Park 135th & Metcalf Office	7400 West 135th Street, Overland Park, KS 66223	View Lobby Hours
Salina-Cortland Branch	3025 Cortland Circle, Salina, KS 67401	View Lobby Hours
Westside Branch	6801 N Mesa Street, El Paso, TX 79912	View Lobby Hours
Dripping Springs Branch	100 Creek Road, Dripping Springs, TX 78620	View Lobby Hours
La Grange Branch	155 North Main, La Grange, TX 78945	View Lobby Hours
San Marcos Branch	403 South Stagecoach Trail, San Marcos, TX 78666	View Lobby Hours
Pioneer Bank, Ssb	623 W. 38th Street, Austin, TX 78705	View Lobby Hours
Lincoln Heights Branch	970 E. Basse Rd., San Antonio, TX 78209	View Lobby Hours
Sienna Plantation Branch	9029 Highway 6, Suite 100, Missouri City, TX 77459	View Lobby Hours

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Reviews on Sunflower Bank, National Association

KNM | Jul 6, 2021

If there were negative stars for customer service, I would have used it. They don't tell you that their "EPIC" money market also charges epic fees - $20.00 per month - negating the interest rate.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 1835285	5.635%	5.500% 1.00 points $4,800 fees	$1,817	Learn More
NMLS ID: 757416	5.955%	5.875% 0.88 points $2,784 fees	$1,893	Learn More
NMLS ID: 6606	6.092%	6.000% 1.00 points $3,162 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Upstart See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873. As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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