The First National Bank of Long Island - Nationwide Branches

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Branch	Address	View Lobby Hours
Lindenhurst Branch	1 East Montauk Highway, Lindenhurst, NY 11757	View Lobby Hours
Manhasset Branch	572 Plandome Rd, Manhasset, NY 11030	View Lobby Hours
Oceanside Branch	2933 Long Beach Road, Oceanside, NY 11572	View Lobby Hours
Greenlawn Branch	76 Broadway, Greenlawn, NY 11740	View Lobby Hours
Patchogue Branch	392 East Main Street, Patchogue, NY 11772	View Lobby Hours
Sayville Branch	215 West Main Street, Sayville, NY 11782	View Lobby Hours
Hewlett Branch	1301 Broadway, Hewlett, NY 11557	View Lobby Hours
Howard Beach Branch	159-14 Cross Bay Boulevard, Howard Beach, NY 11414	View Lobby Hours
Whitestone Branch	19-01 Utopia Parkway, Whitestone, NY 11357	View Lobby Hours
Bay Ridge Branch	9202 4th Avenue, Brooklyn, NY 11209	View Lobby Hours
Astoria Branch	23-25 31st St., Astoria, NY 11105	View Lobby Hours
College Point Branch	132-11a 14th, College Point, NY 11356	View Lobby Hours
Little Neck Branch	254-57 Horace Harding Expressway, Little Neck, NY 11362	View Lobby Hours
East Islip Branch	151 West Main Street, East Islip, NY 11730	View Lobby Hours
East Setauket Branch	234 Main St, Setauket, NY 11733	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1835285	5.876%	5.750% 0.88 points $4,400 fees	$1,868	Learn More
NMLS ID: 1945532	5.899%	5.750% 0.63 points $5,200 fees	$1,868	Learn More
NMLS ID: 757416	6.217%	6.125% 1.00 points $3,139 fees	$1,945	Learn More
NMLS ID: 1025894	6.355%	6.250% 0.88 points $3,545 fees	$1,971	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Achieve Loans See Table	Intro APR 10.375 % After Intro: 10.375 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501). Equal Housing Opportunity. Offers may vary and loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 6.74% - 14.75% and are assigned based on underwriting requirements; offer APRs may include a discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month and can fluctuate during the draw period. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. Combined loan-to-value ratio may not exceed 80% (20 and 30 year debt consolidation requests may not exceed 75%), including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Equal Housing Opportunity. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

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