U. S. Century Bank - Florida, FL Statewide Branches

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Branch	Address	View Lobby Hours
Bird Road Branch	8575 Sw 40th Street, Miami, FL 33155	View Lobby Hours
Dadeland Branch	8201 South Dixie Highway, Miami, FL 33143	View Lobby Hours
Milam Dairy Branch	5115 Nw 72nd Avenue, Miami, FL 33166	View Lobby Hours
Granada Branch	4899 S.W. 8th Street, Coral Gables, FL 33134	View Lobby Hours
Hollywood Branch	3999 Sheridan Street, Hollywood, FL 33021	View Lobby Hours
Hialeah Garden Branch	3198 W. 76th Street, Hialeah, FL 33018	View Lobby Hours
U. S. Century Bank	2301 Nw 87th Avenue, Doral, FL 33172	View Lobby Hours
Aventura Branch	18201 Biscayne Boulevard, Aventura, FL 33160	View Lobby Hours
West Kendall Branch	15680 S.W. 88th Street, Miami, FL 33196	View Lobby Hours
Miami Lakes Branch	15503 N.W. 67th Avenue, Miami Lakes, FL 33014	View Lobby Hours
Coral Way Branch	13780 Coral Way, Miami, FL 33175	View Lobby Hours
East Hialeah Branch	1100 East 4th Avenue, Hialeah, FL 33015	View Lobby Hours
Coral Gables Branch	396 Alhambra Circle, Coral Gables, FL 33134	View Lobby Hours

Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.134%	5.990% 0.88 points $4,958 fees	$1,917	Learn More
NMLS ID: 613839	6.382%	6.250% 0.75 points $4,483 fees	$1,971	Learn More
NMLS ID: 399799	6.489%	6.375% 0.88 points $3,993 fees	$1,997	Learn More
NMLS ID: 401822	6.494%	6.375% 0.63 points $3,995 fees	$1,997	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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