United Community Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
West Ashley Branch	946 Orleans Road, Charleston, SC 29407	View Lobby Hours
Bluffton Branch	52 Burnt Church Road, Bluffton, SC 29910	View Lobby Hours
Tidelands Bank Branch	875 Lowcountry Boulevard, Mount Pleasant, SC 29464	View Lobby Hours
Summerville Branch	1510 Old Trolley Road, Summerville, SC 29485	View Lobby Hours
Myrtle Beach Main Office Branch	1312 Professional Drive, Myrtle Beach, SC 29577	View Lobby Hours
Coral Gables Ii Branch	11915 Plaza Drive, Murrells Inlet, SC 29576	View Lobby Hours
Park West Branch	1100 Park West Boulevard, Mount Pleasant, SC 29466	View Lobby Hours
Mount Olive Branch	5264 Highway 9, Green Sea, SC 29545	View Lobby Hours
Ocean Drive Branch	617 Hwy. 17 South, North Myrtle Beach, SC 29582	View Lobby Hours
Horry County State Bank Branch	5009 Broad Street, Loris, SC 29569	View Lobby Hours
Operations/Treasury Branch	3640 Ralph Ellis Blvd, Loris, SC 29569	View Lobby Hours
Tabor City Branch	3210 Highway 701 North Byp, Loris, SC 29569	View Lobby Hours
Little River Branch	3187 Highway 9 East, Little River, SC 29566	View Lobby Hours
Myrtle Beach Branch	1701 North Oak Street, Myrtle Beach, SC 29577	View Lobby Hours
Conway Branch	1627-A Church Street, Conway, SC 29526	View Lobby Hours
Downtown Conway Office Branch	1300 2nd Avenue, Conway, SC 29526	View Lobby Hours
Tyrone Branch	1528 North Hwy 74, Tyrone, GA 30290	View Lobby Hours
Ucb Rabun County Branch	Highway 441 And Duvall Street, Clayton, GA 30525	View Lobby Hours
Peoples First Community Branch Offic	9699 Rome Boulevard, Summerville, GA 30747	View Lobby Hours
Hayesville Branch	95 U.S. Highway 64 West, Hayesville, NC 28904	View Lobby Hours
Covington Bypass Branch	9100 Covington Bypass, Covington, GA 30014	View Lobby Hours
Mcdonough Branch	865 Hampton Road, Mcdonough, GA 30253	View Lobby Hours
Eagle National Stockbridge Branch	850 Eagle's Landing Parkway, Stockbridge, GA 30281	View Lobby Hours
Blowing Rock Branch	8433 Valley Blvd, Blowing Rock, NC 28605	View Lobby Hours
Savannah Southside Branch	8201 Whitebluff Road, Savannah, GA 31406	View Lobby Hours
Helen Branch	8160 Highway 75 North, Helen, GA 30545	View Lobby Hours
Spruce Pine Branch	800 Summit Avenue, Spruce Pine, NC 28777	View Lobby Hours
Adairsville Branch	7400 Highway 140, Adairsville, GA 30103	View Lobby Hours
Andrews Branch	732 Main Street, Andrews, NC 28901	View Lobby Hours
Newnan Branch	71 Bullsboro, Newnan, GA 30265	View Lobby Hours
Douglasville Branch	6670 Church Street, Douglasville, GA 30134	View Lobby Hours
Johns Creek Branch	6600 Mcginnis Ferry Road, Duluth, GA 30097	View Lobby Hours
Fairburn 1st Community Branch	65 Washington Street, Fairburn, GA 30213	View Lobby Hours
Georgia 400 Facility	6372 Highway 53 East, Dawsonville, GA 30534	View Lobby Hours
United Community Bank	177 Highway 515 East, Blairsville, GA 30512	View Lobby Hours

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Reviews on United Community Bank

raymond denmark | Nov 5, 2018

1years

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.874%	5.750% 0.75 points $4,321 fees	$1,868	Learn More
NMLS ID: 613839	6.110%	5.990% 0.75 points $4,147 fees	$1,917	Learn More
NMLS ID: 399799	6.121%	6.000% 0.88 points $4,316 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Quicken Loans See Table	0.000 %	$0	Learn More More Info
Ready to access funds? Homeowners’ best kept secret for cash. Access equity on YOUR terms. It costs $0 to see how much you could get with a lender Homeowners best kept secret for cash No second mortgage needed Keep the low rate you already have It costs $0 to check your options with lenders
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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