Adirondack Bank: Rome Branch

1709 Black River Boulevard
Rome, NY 13440

Notable Rates	Vs. Others
Savings 0.05%	4.60% →
1-Year CD 2.73%	4.59% →
2-Year CD 0.25%	4.00% →
5-Year CD 0.50%	4.00% →
30-Year Mortgage N.A.	4.91% →
15-Year Mortgage N.A.	4.39% →
HELOC N.A.	0.99% →

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Your Location:
Peabody,Massachusetts

Adirondack Bank : Rome Branch — distance 231.72 mi

Deposit Rates - December 16, 2025

Savings and Money Market Rates	APY	MIN	MAX
SAV	0.01%	$0	$499,999	Learn More Reviews
Hometown Savings	0.01%	$100	-	Learn More Reviews
Loyalty Savings	0.03%	$500,000	$1,999,999	Learn More Reviews
Loyalty Savings	0.05%	$5,000,000	-	Learn More Reviews
Money Market	0.01%	$0	$249,999	Learn More Reviews
Money Market	0.03%	$250,000	$4,999,999	Learn More Reviews
Money Market	0.05%	$5,000,000	-	Learn More Reviews

CD Rates	APY	MIN	MAX
3 MONTH	0.10%	$1,000	-	Learn More Reviews
6 Mo CD	2.78%	$1,000	-	Learn More Reviews
12 Mo CD	2.73%	$1,000	-	Learn More Reviews
18 Mo CD	0.20%	$1,000	-	Learn More Reviews
24 Mo CD	0.25%	$1,000	-	Learn More Reviews
36 Mo CD	0.40%	$1,000	-	Learn More Reviews
48 Mo CD	0.50%	$1,000	-	Learn More Reviews
60 Mo CD	0.50%	$1,000	-	Learn More Reviews

Fixed IRA Rates	APY	MIN	MAX
IRA Certificate 6 Months	2.78%	$1,000	-	Learn MoreShow Less
IRA Certificate 12 Months	2.73%	$1,000	-	Learn MoreShow Less
IRA Certificate 24 Months	0.20%	$1,000	-	Learn MoreShow Less

Variable IRA Rates	APY	MIN	MAX
Money Market	0.10%	$0	-	Learn MoreShow Less

Int Checking Rates	APY	MIN	MAX
eCO Checking	0.15%	$0	$15,000	Learn MoreShow Less

Checking Rates	APY	MIN	FEE
HOMETOWN CHECKING	0.00%	$0	$0.00	Learn MoreShow Less
LOYALTY CHECKING	0.05%	$20,000	$15.00	Learn MoreShow Less

Loan Rates - December 16, 2025

There are currently no loan rates available for Adirondack Bank:Rome Branch

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - New York 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.867%	5.750% 0.63 points $4,088 fees	$1,868	Learn More
NMLS ID: 757416	5.966%	5.875% 1.00 points $3,149 fees	$1,893	Learn More
NMLS ID: 447490	5.982%	5.875% 0.75 points $3,699 fees	$1,893	Learn More

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Featured - New York Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Eastern Bank See Table	Intro APR 6.750 % After Intro: 6.750 %	$25,000	Learn More More Info
The Annual Percentage Rate (APR) is variable and based on the Prime Rate (Prime) published in the Wall Street Journal (7.00% APR on 12/1/2025) minus 0.25% APR adjusted after each billing cycle. To qualify for the lowest rate, a minimum draw of $25,000 is required at closing with automatic payments from an Eastern Checking Account. Minimum APR is 3.99%. Maximum APR is 18%. Minimum line amount is $10,000 and maximum line amount is $2,000,000. Must be for first or second lien, secured by your 1-4 family primary or secondary residence located in MA, NH, RI and CT. Investment properties are not eligible to be used to secure the line. Combined loan to value limits apply. Property insurance is required. Flood insurance may be required. Subject to credit application and approval. Rates are subject to change without notice. Appraisal fees range from $490 for single family homes to $610 for multifamily properties but could be higher. Title Search is paid by Eastern Bank as is Title Insurance unless the amount borrowed is greater than $750,000 then customer may incur a title Insurance fee, the fee varies by loan amount and state (CT, MA, NH & RI). Certain fees could apply depending on your situation. Customer is responsible for trust and power of attorney review ($100 each), recording fees for power of attorney and for properties held in trust ($105- $123). A list of fees is available upon request. A $350 early cancellation fee applies if the line is closed or rewritten within the first 24 months. Subject to a $50 annual participation fee. Simple online applications means you can apply anywhere. Ability to convert your variable rate into as many as five fixed-rate loans.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed

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