Articles

1-Year Certificate of Deposit offerings remain quite strong.   As of the date of this article, there are at least 8 online 1-year CDs being offered at 5.15% or higher.&n... Read →

Those owning full-service brokerage accounts at institutions like Morgan Stanley have probably received calls this week from their brokers.  In addition to calming you down about the crisis around the banks, many of these brokers&rs... Read →

I advised readers of BestCashCow.com in April to be especially weary of jumping into CDs with interest rates about to rise. ... Read →

My inbox is full of two types of emails from readers of BestCashCow and RatesAndInfo.com, a BestCashCow subsidiary.

The first is from those who are excited to have found a great CD rat... Read →

I was recently contacted by a reader about 5-year CD rates.    Given that the best rate available at any Read →

Now that we are reaching the end of Jay Powell’s tenure as Chairman of the Federal Reserve, it is fair to say that the man has strayed from his pre-chairmanship policy positions when he had emphasized using Fed policy to promote pr... Read →

Morgan Stanley, Goldman Sachs and second-tier full service brokerages make a real market in structured notes.   So-called "structured notes" are intricate products that carry the possibility of earning a much higher i... Read →

BestCashCow today shows online banks offering one-year CD rates as high as 2.28%.    Depending on where you live, you may also find Read →

We’ve read and heard a lot of financial markets information since the Federal Reserve’s emergency rate cut last Tu... Read →

I was at the gym yesterday and a friend who manages money for wealthy New Yorkers asked me if his clients (a married couple) should be putting $500,000 into a 1-year CD here ... Read →

Interest rates have collapsed over the last several weeks and that may be good news for those interested in remortgaging or Read →

I’ve written about TIAA’s “Marketsafe CD” products, and those issued by Everbank prior to its acquisition by TIAA.   I’ve suggested that the offering of these products violates the 1933 Securities ... Read →

Those paying taxes this month in States like New York, New Jersey and California have been hit with quite a wake up call over the last few days.

Our tax bills, as a result of the 2018 Republican tax cuts, are much higher, espec... Read →

There are many people who believe that the 2008-2009 financial crisis marked a seismic shift in the interest rate paradigm and that interest rates will never go back to a pre-crisis “normal”.

When Jerome Powell beca... Read →

Amazingly, Jim Cramer, the biggest proponent of the stock market was interviewed on NBC’s Today show the other day and couldn't say anything other than to buy CDs.

It is a video so extraordinary that you need to watch... Read →