Citizens State Bank Of Luling: Citizens State Bank Of Luling

200 South Magnolia Avenue
Luling, TX 78648

Notable Rates	Vs. Others
Savings 0.05%	4.60% →
1-Year CD 0.40%	4.59% →
2-Year CD 0.75%	4.00% →
5-Year CD N.A.	4.00% →
30-Year Mortgage N.A.	4.91% →
15-Year Mortgage N.A.	4.39% →
HELOC N.A.	0.99% →

Visit Citizens State Bank Of Luling

Your Location:
Southgate,Michigan

Citizens State Bank Of Luling : Citizens State Bank Of Luling — distance 1180.79 mi

Deposit Rates - December 14, 2025

Savings and Money Market Rates	APY	MIN	MAX
Savings	0.05%	$1	-	Learn More Reviews
Money Market	0.05%	$1	-	Learn More Reviews

CD Rates	APY	MIN	MAX
6 Mo CD	0.25%	$1,000	$99,999	Learn More Reviews
6 Mo CD	0.35%	$100,000	-	Learn More Reviews
12 Mo CD	0.30%	$1,000	$99,999	Learn More Reviews
12 Mo CD	0.40%	$100,000	-	Learn More Reviews
18 Mo CD	0.50%	$1,000	$99,999	Learn More Reviews
18 Mo CD	0.50%	$100,000	-	Learn More Reviews
24 Mo CD	0.75%	$1,000	$99,999	Learn More Reviews
24 Mo CD	0.75%	$100,000	-	Learn More Reviews
36 Mo CD	0.95%	$1,000	$99,999	Learn More Reviews
36 Mo CD	0.95%	$100,000	-	Learn More Reviews

Int Checking Rates	APY	MIN	MAX
Int Ckg	0.02%	$1	-	Learn MoreShow Less

Loan Rates - December 14, 2025

There are currently no loan rates available for Citizens State Bank of Luling:Citizens State Bank Of Luling

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Texas 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 1881674	5.975%	5.875% 0.75 points $3,450 fees	$1,893	Learn More
NMLS ID: 401822	6.139%	6.000% 0.88 points $4,795 fees	$1,919	Learn More
NMLS ID: 6606	6.218%	6.125% 1.00 points $3,178 fees	$1,945	Learn More

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Featured - Texas Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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