First Security Bank and Trust Company of Charles City: Ionia Branch

201 West Main Street
Ionia, IA 50645

Notable Rates	Vs. Others
Savings 0.10%	4.60% →
1-Year CD 0.50%	4.59% →
2-Year CD 0.73%	4.10% →
5-Year CD 1.12%	4.00% →
30-Year Mortgage N.A.	4.91% →
15-Year Mortgage N.A.	4.39% →
HELOC N.A.	0.99% →

Visit First Security Bank and Trust Company of Charles City

Your Location:
Gardner,Massachusetts

First Security Bank and Trust Company of Charles City : Ionia Branch — distance 1035.3 mi

Deposit Rates - October 31, 2025

Savings and Money Market Rates	APY	MIN	MAX
Savings	0.10%	$1	$99,999	Learn More Reviews
Money Market	0.10%	$1	$99,999	Learn More Reviews

CD Rates	APY	MIN	MAX
6 Mo CD	0.32%	$10,000	-	Learn More Reviews
12 Mo CD	0.50%	$10,000	-	Learn More Reviews
24 Mo CD	0.68%	$10,000	$49,999	Learn More Reviews
24 Mo CD	0.73%	$50,000	-	Learn More Reviews
30 Mo CD	0.68%	$10,000	$49,999	Learn More Reviews
30 Mo CD	0.73%	$50,000	-	Learn More Reviews
36 Mo CD	0.85%	$10,000	$49,999	Learn More Reviews
36 Mo CD	0.90%	$50,000	-	Learn More Reviews
48 Mo CD	1.00%	$10,000	$49,999	Learn More Reviews
48 Mo CD	1.05%	$50,000	-	Learn More Reviews
60 Mo CD	1.07%	$10,000	$49,999	Learn More Reviews
60 Mo CD	1.12%	$50,000	-	Learn More Reviews

Int Checking Rates	APY	MIN	MAX
Int Ckg	0.05%	$1	$24,999	Learn MoreShow Less

Loan Rates - October 31, 2025

There are currently no loan rates available for First Security Bank and Trust Company:Ionia Branch

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Iowa 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.870%	5.750% 0.75 points $4,200 fees	$1,868	Learn More
NMLS ID: 757416	5.950%	5.875% 0.75 points $2,589 fees	$1,893	Learn More
NMLS ID: 613839	6.016%	5.875% 1.00 points $4,902 fees	$1,893	Learn More

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Featured - Iowa Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Quicken Loans See Table	0.000 %	$0	Learn More More Info
Ready to access funds? Homeowners’ best kept secret for cash. Access equity on YOUR terms. It costs $0 to see how much you could get with a lender Homeowners best kept secret for cash No second mortgage needed Keep the low rate you already have It costs $0 to check your options with lenders
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Eastern Bank See Table	Intro APR 7.000 % After Intro: 7.000 %	$25,000	Learn More More Info
The Annual Percentage Rate (APR) is variable and based on the Prime Rate (Prime) published in the Wall Street Journal (7.25% APR on 10/1/2025) minus 0.25% APR adjusted after each billing cycle. To qualify for the lowest rate, a minimum draw of $25,000 is required at closing with automatic payments from an Eastern Checking Account. Minimum APR is 3.99%. Maximum APR is 18%. Minimum line amount is $10,000 and maximum line amount is $2,000,000. Must be for first or second lien, secured by your 1-4 family primary or secondary residence located in MA, NH, RI and CT. Investment properties are not eligible to be used to secure the line. Combined loan to value limits apply. Property insurance is required. Flood insurance may be required. Subject to credit application and approval. Rates are subject to change without notice. Appraisal fees range from $490 for single family homes to $610 for multifamily properties but could be higher. Title Search is paid by Eastern Bank as is Title Insurance unless the amount borrowed is greater than $750,000 then customer may incur a title Insurance fee, the fee varies by loan amount and state (CT, MA, NH & RI). Certain fees could apply depending on your situation. Customer is responsible for trust and power of attorney review ($100 each), recording fees for power of attorney and for properties held in trust ($105- $123). A list of fees is available upon request. A $350 early cancellation fee applies if the line is closed or rewritten within the first 24 months. Subject to a $50 annual participation fee. Simple online applications means you can apply anywhere. Ability to convert your variable rate into as many as five fixed-rate loans.

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Note to First Security Bank and Trust Company:Ionia Branch
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