First State Bank Texas: Rayzor Ranch Branch

2430 W University Drive
Denton, TX 76207

Notable Rates	Vs. Others
Savings 0.05%	4.60% →
1-Year CD 0.25%	4.59% →
2-Year CD 0.50%	4.00% →
5-Year CD N.A.	4.00% →
30-Year Mortgage N.A.	4.91% →
15-Year Mortgage N.A.	4.39% →
HELOC N.A.	0.99% →

Visit First State Bank Texas

Your Location:
Round Rock,Texas

First State Bank Texas : Rayzor Ranch Branch — distance 189.82 mi

Deposit Rates - December 13, 2025

Savings and Money Market Rates	APY	MIN	MAX
Savings	0.05%	$2,500	$4,999	Learn More Reviews
Money Market	0.07%	$2,500	$2,999	Learn More Reviews
Money Market	0.07%	$10,000	$14,999	Learn More Reviews
Money Market	0.07%	$25,000	$29,999	Learn More Reviews

CD Rates	APY	MIN	MAX
6 Mo CD	0.10%	$10,000	$14,999	Learn More Reviews
6 Mo CD	0.10%	$100,000	$199,999	Learn More Reviews
12 Mo CD	0.25%	$10,000	$14,999	Learn More Reviews
12 Mo CD	0.25%	$100,000	$199,999	Learn More Reviews
18 Mo CD	0.35%	$10,000	$14,999	Learn More Reviews
18 Mo CD	0.35%	$100,000	$199,999	Learn More Reviews
24 Mo CD	0.50%	$10,000	$14,999	Learn More Reviews
24 Mo CD	0.50%	$100,000	$199,999	Learn More Reviews
30 Mo CD	0.60%	$10,000	$14,999	Learn More Reviews
30 Mo CD	0.60%	$100,000	$199,999	Learn More Reviews
36 Mo CD	0.70%	$10,000	$14,999	Learn More Reviews
36 Mo CD	0.70%	$100,000	$199,999	Learn More Reviews
48 Mo CD	0.75%	$10,000	$14,999	Learn More Reviews
48 Mo CD	0.75%	$100,000	$199,999	Learn More Reviews

Int Checking Rates	APY	MIN	MAX
Int Ckg	0.01%	$2,500	$3,499	Learn MoreShow Less

Loan Rates - December 13, 2025

There are currently no loan rates available for First State Bank:Rayzor Ranch Branch

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Texas 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 1835285	5.749%	5.625% 0.88 points $4,362 fees	$1,843	Learn More
NMLS ID: 1085173	5.856%	5.750% 0.75 points $3,770 fees	$1,868	Learn More
NMLS ID: 401822	6.139%	6.000% 0.88 points $4,795 fees	$1,919	Learn More

See More Mortgage Rates →

Featured - Texas Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Achieve Loans See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600

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