Montecito Bank & Trust: Montecito Bank & Trust

1000 State Street
Santa Barbara, CA 93101

Notable Rates Vs. Others
Savings 0.02% 4.60% →
1-Year CD 0.15% 4.59% →
2-Year CD 0.15% 4.10% →
5-Year CD 0.40% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

Visit Montecito Bank & Trust

Your Location:
New York City,New York


Montecito Bank & Trust : Montecito Bank & Trust — distance 2511.24 mi

Deposit Rates - November 3, 2025

Savings and Money Market Rates APY MIN MAX
Savings
0.02% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.05% $25,000 $29,999 Learn More
Premium Money Market Account
0.15% $10,000 $14,999 Learn More
Premium Money Market Account
0.15% $25,000 $34,999 Learn More
CD Rates APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.15% $10,000 $14,999 Learn More
12 Mo CD
0.15% $100,000 $199,999 Learn More
18 Mo CD
0.15% $10,000 $14,999 Learn More
18 Mo CD
0.15% $100,000 $199,999 Learn More
24 Mo CD
0.15% $10,000 $14,999 Learn More
24 Mo CD
0.15% $100,000 $199,999 Learn More
36 Mo CD
0.15% $10,000 $14,999 Learn More
36 Mo CD
0.15% $100,000 $199,999 Learn More
48 Mo CD
0.15% $10,000 $14,999 Learn More
48 Mo CD
0.15% $100,000 $199,999 Learn More
60 Mo CD
0.40% $10,000 $14,999 Learn More
60 Mo CD
0.40% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.02% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 3, 2025

There are currently no loan rates available for Montecito Bank & Trust:Montecito Bank & Trust

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - California 30 Year Fixed Mortgage Rates 2025

Lender APR Rate (%) Monthly
Payment
Learn More
Reliant Home Funding, Inc.
NMLS ID: 292473
5.881% 5.750%
0.75 points
$4,565 fees
$1,868 Learn More
Farmers Bank of Kansas City
NMLS ID: 613839
6.111% 5.990%
0.75 points
$4,163 fees
$1,917 Learn More
HSBC Bank USA, N.A.
NMLS ID: 399799
6.112% 6.000%
0.88 points
$4,015 fees
$1,919 Learn More

Note to Montecito Bank & Trust:Montecito Bank & Trust
To upload and update your bank's rates please register. It is free to register and add rates.