Nicolet National Bank: Nicolet National Bank

2400 S Kensington Ave Suite 100
Appleton, WI 54915

Notable Rates	Vs. Others
Savings 1.00%	4.60% →
1-Year CD 3.60%	4.59% →
2-Year CD 3.45%	4.00% →
5-Year CD 3.40%	4.00% →
30-Year Mortgage N.A.	4.91% →
15-Year Mortgage N.A.	4.39% →
HELOC N.A.	0.99% →

Our records indicate that this bank no longer maintains a branch at this location.
Please return to the bank page to find other branches of this bank that are located nearly.

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Youngtown,Arizona

Nicolet National Bank : Nicolet National Bank — distance 1474.63 mi

Deposit Rates - December 15, 2025

Savings and Money Market Rates	APY	MIN	MAX
Junior Savings	1.00%	$50	$999	Learn More Reviews
SAV	0.15%	$100	$4,999	Learn More Reviews
Junior Savings	1.00%	$1,000	-	Learn More Reviews
REGULAR	0.20%	$5,000	-	Learn More Reviews
Money Market	0.10%	$1,000	$4,999	Learn More Reviews
Money Market	0.20%	$5,000	-	Learn More Reviews
Money Market	1.30%	$10,000	$49,999	Learn More Reviews
Money Market	2.10%	$50,000	-	Learn More Reviews

CD Rates	APY	MIN	MAX
3 MONTH Relationship	3.05%	$2,500	-	Learn More Reviews
3 MONTH Non-Relationship	2.80%	$2,501	-	Learn More Reviews
6 Mo CD	3.50%	$2,500	-	Learn More Reviews
6 Mo CD	3.25%	$2,501	-	Learn More Reviews
9 MONTH Relationship	3.70%	$2,500	-	Learn More Reviews
9 MONTH Non-Relationship	3.25%	$2,501	-	Learn More Reviews
12 Mo CD	3.60%	$2,500	-	Learn More Reviews
12 Mo CD	3.35%	$2,501	-	Learn More Reviews
15 MONTH Relationship	3.50%	$2,500	-	Learn More Reviews
15 MONTH Non-Relationship	3.25%	$2,501	-	Learn More Reviews
18 Mo CD	3.50%	$2,500	-	Learn More Reviews
18 Mo CD	3.25%	$2,501	-	Learn More Reviews
24 Mo CD	3.45%	$2,500	-	Learn More Reviews
24 Mo CD	3.20%	$2,501	-	Learn More Reviews
30 MONTH Investor Choice	2.65%	$10,000	-	Learn More Reviews
36 Mo CD	3.40%	$2,500	-	Learn More Reviews
36 Mo CD	2.90%	$2,501	-	Learn More Reviews
42 MONTH Investor Choice	0.75%	$10,000	-	Learn More Reviews
48 Mo CD	3.40%	$2,500	-	Learn More Reviews
48 Mo CD	2.90%	$2,501	-	Learn More Reviews
60 Mo CD	3.40%	$2,500	-	Learn More Reviews
60 Mo CD	2.90%	$2,501	-	Learn More Reviews

Variable IRA Rates	APY	MIN	MAX
Savings IRA	0.15%	$50	-	Learn MoreShow Less
VIRA	0.15%	$10,000	$99,999	Learn MoreShow Less

Checking Rates	APY	MIN	FEE
Real Rewards Checking	3.00%	$0	$0.00	Learn MoreShow Less

Loan Rates - December 15, 2025

There are currently no loan rates available for Nicolet National Bank:Nicolet National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Wisconsin 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 2463124	5.800%	5.625% 0.88 points $6,270 fees	$1,843	Learn More
NMLS ID: 1001884 License#: 0922379	5.830%	5.750% 0.88 points $2,905 fees	$1,868	Learn More
NMLS ID: 1935422 License#: 1008196	5.850%	5.625% 0.88 points $7,938 fees	$1,843	Learn More

See More Mortgage Rates →

Featured - Wisconsin Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Splash Financial See Table	Intro APR 7.250 % After Intro: 7.250 % Intro Period: 8 months	$25,000	Learn More More Info
This rate is variable and will fluctuate with the Prime Rate as published in the Wall Street Journal. Variable Annual Percentage Rate (APR) for first and second lien position home equity lines of credit will vary with the Prime Rate as published in the Wall Street Journal. As of 11/4/2025, the variable rate for new home equity lines of credit is Prime – 0.25% to Prime + 2.50% (6.75% APR to 9.50% APR). Your rate will not exceed 18.000% APR. Making minimum interest-only payments will not pay down your principal. An annual fee of $100 will apply every year after the first year from the date of funding. Not all applicants are eligible for the maximum line of credit amount or the maximum combined loan to value (LTV). The property type, applicant creditworthiness, verified income, and third party property valuation all may affect eligibility. Maximum LTV ratios of 90%, 80% or 70% apply depending on creditworthiness and property eligibility. Offer available for owner-occupied, 1-4 unit residential properties only. For HELOC amounts at and above $100,000, Splash requires an initial draw of at least $75,000. For line amounts less than $100,000, you must draw at least 75% initially. Additional draw amounts are subject to lender minimums. To check the rates and terms you qualify for, Splash Financial conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, the lender will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Borrow up to $500,000 Apply 100% online in minutes with a user-friendly platform Check your rate without affecting your credit ** Tap into home equity today

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