Utah Independent Bank: Monroe Branch

110 North Main St.
Monroe, UT 84754

Notable Rates	Vs. Others
Savings 3.53%	4.45% →
1-Year CD 4.21%	4.59% →
2-Year CD N.A.	4.00% →
5-Year CD 3.34%	4.00% →
30-Year Mortgage N.A.	4.91% →
15-Year Mortgage N.A.	4.39% →
HELOC N.A.	0.99% →

Visit Utah Independent Bank

Your Location:
Maryland Heights,Missouri

Utah Independent Bank : Monroe Branch — distance 1166.42 mi

Deposit Rates - December 18, 2025

Savings and Money Market Rates	APY	MIN	MAX
Savings	2.52%	$0	$4,999	Learn More Reviews
Savings	3.53%	$5,000	-	Learn More Reviews

CD Rates	APY	MIN	MAX
3 Month	2.52%	$500	-	Learn More Reviews
6 Month CD	3.53%	$500	-	Learn More Reviews
12 Month CD	4.21%	$500	-	Learn More Reviews
18 Month CD	3.24%	$500	-	Learn More Reviews
30 Month CD	3.03%	$500	-	Learn More Reviews
60 Month CD	3.34%	$500	-	Learn More Reviews

Fixed IRA Rates	APY	MIN	MAX
IRA 18 Month-fixed rate	3.55%	$25	-	Learn MoreShow Less

Variable IRA Rates	APY	MIN	MAX
IRA 2 1/2 Year	3.13%	$24	-	Learn MoreShow Less
IRA 18 Month-variable rate	3.55%	$25	-	Learn MoreShow Less

Int Checking Rates	APY	MIN	MAX
Now Account	0.10%	$500	-	Learn MoreShow Less
Individual SuperNow Account	0.50%	$20,000	$99,999	Learn MoreShow Less
Individual SuperNow Account	0.60%	$100,000	-	Learn MoreShow Less

Loan Rates - December 18, 2025

There are currently no loan rates available for Utah Independent Bank:Monroe Branch

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Utah 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 408902	5.846%	5.750% 0.63 points $3,342 fees	$1,868	Learn More
NMLS ID: 613839	5.871%	5.750% 0.75 points $4,243 fees	$1,868	Learn More
NMLS ID: 757416	5.942%	5.875% 0.75 points $2,339 fees	$1,893	Learn More

See More Mortgage Rates →

Featured - Utah Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Quicken Loans See Table	0.000 %	$0	Learn More More Info
Ready to access funds? Homeowners’ best kept secret for cash. Access equity on YOUR terms. It costs $0 to see how much you could get with a lender Homeowners best kept secret for cash No second mortgage needed Keep the low rate you already have It costs $0 to check your options with lenders
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Farmers Bank of Kansas City See Table	Intro APR 8.750 % After Intro: 8.750 %	$25,000	Learn More More Info
This is not a pre-approval or an offer of credit. This is an invitation to apply, and in order to qualify for a loan you must meet our credit and other requirements. Applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria. Loan terms, rates, and fees are subject to change. Rates and terms may vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. These results are for informational purposes only. Farmers Bank of Kansas City’s Home Equity Line of Credit (HELOC) has a 20-year repayment term. The first 10 years will be the Draw period with the interest rate based on the Prime Rate published by the Wall Street Journal plus a margin and allows for an interest only payment to be made during the draw period. If a balance is owed after the draw period concludes, the interest rate will become fixed for the remaining 10 years and will be based upon the Prime Rate published by the Wall Street Journal plus a margin. The HELOC interest rate will not go below 5% or higher than 18%. The minimum line amount offered is $25,000 and the maximum line amount offered is $350,000. The minimum draw amount required is $25,000 or half of the maximum line amount, whichever is greater. A HELOC requires you to pledge your home as collateral, and you could lose your home if you fail to repay. Offers, rates and fees are subject to change without notice. Repayment begins approximately 30 calendar days after funding. Farmers Bank of Kansas City also offers a fixed rate Home Equity Loan (HELOAN). Rates vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV

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