Citizens:
Online Certificate of Deposit - 1.75% APY
• Fixed interest rate
• Fund at beginning of term
• $5,000 minimum deposit
• Renew or withdraw entire balance at CD maturity; Early withdrawals subject to penalty
Fee and Feature Guide
| Certificate of Deposit | |
|---|---|
| Interest Rate | |
| APY | 1.75% |
| Term Length | 12 Month |
| Minimum deposit amount | $5,000.00 |
| Maximum deposit amount | N/A |
| Balance Requirements | |
| Minimum Opening Deposit | $5,000.00 |
| Minimum Balance to Avoid Fees | $0.00 |
| Minimum Required Balance | $0.00 |
| Fees | |
| Early withdrawal penalty | |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | N/A |
| Insufficient Funds Fee | N/A |
| Incoming Wires | N/A |
| Statements | |
| Paper Statements | × |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | × |
| Online Bill Payments Required | Yes |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
Customer Reviews for Citizens (29)
87jackieblue
June 25, 2022 |
The easiest to use and best service of the online accounts!
Is this review helpful? Yes:0 / No: 0
ty12
May 17, 2022 |
Through the years I experimented with the leading online brands to find the best mix of quality, reliability and competitiveness. I thought Purepoint was the best, and Citizens was second, but Purepoint seems to be going out of business so I am moving everything here!
Is this review helpful? Yes:1 / No: 0
James
February 12, 2022
Disappointed that initially this bank had a very competitive savings rate....but they are now near the bottom of rates. Not sure why they have decided to change their strategy as far as being an attractive alternative to other savings institutions.
Is this review helpful? Yes:0 / No: 1
Disappointed
January 27, 2022
Used BestCashCow to find a good local CD rate. The rates provided by CashCow were about twice what the banks actually pay. I checked with the banks! Don't depend on this woefully inaccurate website. Waste of my time.
Is this review helpful? Yes:1 / No: 0
Jeff
October 28, 2021 |
The website is easy to use. The savings rates for an online bank are terrible.
Is this review helpful? Yes:0 / No: 1
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