Citizens Access:
Online Certificate of Deposit - 0.10% APY

• Fixed interest rate
• Fund at beginning of term
• $5,000 minimum deposit
• Renew or withdraw entire balance at CD maturity; Early withdrawals subject to penalty

Fee and Feature Guide

Certificate of Deposit
Interest Rate
APY 0.10%
Term Length 12 Month
Minimum deposit amount $5,000.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $5,000.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $0.00
Early withdrawal penalty
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee N/A
Incoming Wires N/A
Paper Statements ×
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay ×
Online Bill Payments Required Yes
Account Opening
Open Online Yes
Insured by F.D.I.C.

Customer Reviews for Citizens Access (24)

  • August 25, 2020 |

    Online Savings Rates

    I cannot say that I am too happy about the rate, but the service on this one is excellent.

  • February 28, 2020 |

    Online Savings Rates

    I've had accounts with all the most recognized banks on this list. CItizens Access is the best. Followed closely by Purepoint and then my Marcus. The others have awful websites (CIT, Synchrony) or awful customer service (Sallie Mae, Cap1, Synchrony again). I have nothing to gain personally from saying this, but if where the rates are close, chose this one.

  • February 14, 2020 |

    Online Savings Rates

    This is the best bank on the list. Sure rates have come down and all that, but they are still competitive and their service is second to none.

  • August 10, 2019 |

    Online Savings Rates

    It was a grand entrance but the bank has given up being competitive.

  • August 5, 2019 |

    Online Savings Rates

    Got sucked into this one with all of the hoopla and advertising and now the service and the rate suck. It is like Synchrony. I am going to close this down and go for a smaller bank with better service.

Add Your Review

Rate it here →