First Internet Bank Of Indiana:
Online Certificate of Deposit - 3.56% APY
• A minimum balance of $1,000 is required to open the Certificate of Deposit.
• No fees..
• Interest will be compounded monthly and credited on the last business day of the month.
• If the account is closed prior to the last day of the month, interest accrued but not credited will be forfeited.
• Interest is calculated by the daily balance method, which applies a periodic rate to the end of day balance in the account each day.
• Interest will begin to accrue no later than the business day we receive provisional credit for the deposit of noncash items (for example, checks) into the account.
Fee and Feature Guide
| Certificate of Deposit | |
|---|---|
| Interest Rate | |
| APY | 3.56% |
| Term Length | 24 Month |
| Minimum deposit amount | $1,000.00 |
| Maximum deposit amount | N/A |
| Balance Requirements | |
| Minimum Opening Deposit | $1,000.00 |
| Minimum Balance to Avoid Fees | $0.00 |
| Minimum Required Balance | $0.00 |
| Minimum To Earn | $0.00 |
| Fees | |
| Early withdrawal penalty | |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | N/A |
| Insufficient Funds Fee | $30.00 |
| Incoming Wires | N/A |
| Statements | |
| Paper Statements | Yes |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | Yes |
| Online Bill Payments Required | Yes |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
Recent Rate Changes
| Date | APY |
|---|---|
| September 18, 2025 | 3.56% |
| July 22, 2025 | 3.82% |
| April 9, 2025 | 3.93% |
| September 25, 2024 | 3.92% |
| September 18, 2024 | 4.35% |
| August 24, 2024 | 4.50% |
| August 24, 2024 | 4.61% |
| August 7, 2024 | 4.61% |
| August 1, 2024 | 4.76% |
| March 14, 2024 | 4.82% |
| February 20, 2024 | 4.86% |
| August 20, 2023 | 4.85% |
Customer Reviews for First Internet Bank of Indiana
Beenthere
January 30, 2024
Have an IRA rollover, they don't take IRAs any longer.
Is this review helpful? Yes:2 / No: 0
Jim Plew
April 22, 2015
Hello, I am interested in a line of credit against my home. I have a high interest credit card that I want to move to this credit. I have a wells fargo mortgage which is only a few years old which I do not want to touch.
Jim
You can reach me by my work phone 765-451-0371, or at my e-mail james.r.plew@delphi.com
Is this review helpful? Yes:6 / No: 3
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