Incredible Bank, a division of River Valley Bank :
Online Certificate of Deposit - 0.30% APY


$1,000 minimum deposit to open an account.
A penalty may be imposed for early withdrawal.
Account fees may reduce your earnings.


Fee and Feature Guide

Savings Account
Interest Rate
APY 0.30%
Termlength 12 Month
Minimum deposit amount $1,000.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $1,000.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $0.00
Fees
Monthly Maintenance Fee N/A
Foreign ATM Fees $1.00
Insufficient Funds Fee $34.00
Incoming Wires N/A
Statements
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes
Account Opening
Open Online Yes
Insured by F.D.I.C.

Reviews on Incredible Bank, a division of River Valley Bank

| Jan 04, 2021

The rate is 0.25% on balances under $300,000. Nobody in their right mind is going to go over $250,000 in this bank. Bestcashcow should remove it.

| Nov 27, 2020

I thought it was a good rate, but I am not going over FDIC limits in a bank I've never heard of.

| Nov 07, 2020

$300,000 is $50,000 over FDIC limits on a personal account. I know nothing about River National Bank but I wouldn't take the risk.

| Aug 04, 2020

Read the reviews, but did not have the same experience. I was blown away by the exceptional customer service! There are easy ways to avoid paper statement fees (like setting up Estatements). Love this bank, and the handwritten thank you note I received!

| Jul 11, 2018

and, I left it alone for a bit and racked up a ton of $15 statement fees that they wouldn't waive. Ended up with a lot less. Put your money some where else.