$1,000 minimum deposit to open an account.
A penalty may be imposed for early withdrawal.
Account fees may reduce your earnings.
| Savings Account | |
|---|---|
| Interest Rate | |
| APY | 0.30% |
| Termlength | 12 Month |
| Minimum deposit amount | $1,000.00 |
| Maximum deposit amount | N/A |
| Balance Requirements | |
| Minimum Opening Deposit | $1,000.00 |
| Minimum Balance to Avoid Fees | $0.00 |
| Minimum Required Balance | $0.00 |
| Fees | |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | $1.00 |
| Insufficient Funds Fee | $34.00 |
| Incoming Wires | N/A |
| Statements | |
| Paper Statements | Yes |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | Yes |
| Online Bill Payments Required | Yes |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
Eleanor | Jan 04, 2021
The rate is 0.25% on balances under $300,000. Nobody in their right mind is going to go over $250,000 in this bank. Bestcashcow should remove it.
LA Albert | Nov 27, 2020
I thought it was a good rate, but I am not going over FDIC limits in a bank I've never heard of.
Jay Zeldin | Nov 07, 2020
$300,000 is $50,000 over FDIC limits on a personal account. I know nothing about River National Bank but I wouldn't take the risk.
Aberfoyle98 | Aug 04, 2020
Read the reviews, but did not have the same experience. I was blown away by the exceptional customer service! There are easy ways to avoid paper statement fees (like setting up Estatements). Love this bank, and the handwritten thank you note I received!
Had a lot of money there | Jul 11, 2018
and, I left it alone for a bit and racked up a ton of $15 statement fees that they wouldn't waive. Ended up with a lot less. Put your money some where else.