$1,000 minimum deposit to open an account.
A penalty may be imposed for early withdrawal.
Account fees may reduce your earnings.
| Certificate of Deposit | |
|---|---|
| Interest Rate | |
| APY | 0.15% |
| Term Length | 24 Month |
| Minimum deposit amount | $1,000.00 |
| Maximum deposit amount | N/A |
| Balance Requirements | |
| Minimum Opening Deposit | $1,000.00 |
| Minimum Balance to Avoid Fees | $0.00 |
| Minimum Required Balance | $0.00 |
| Fees | |
| Early withdrawal penalty | |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | $1.00 |
| Insufficient Funds Fee | $34.00 |
| Incoming Wires | N/A |
| Statements | |
| Paper Statements | Yes |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | × |
| Free Bill Pay | Yes |
| Online Bill Payments Required | Yes |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
| Date | APY |
|---|---|
| October 13, 2023 | 0.15% |
| August 20, 2023 | 0.25% |
Customer Reviews for IncredibleBank
nonsense
May 21, 2021 |
avoid this
Is this review helpful? Yes:3 / No: 0
Wapner
April 29, 2021 |
62 bps isn't so incredible if you need to go over FDIC limits with a B-rated bank to get it. The rate below that is 25 bps and then you still need $150,000.
Is this review helpful? Yes:3 / No: 0
007Spider
April 25, 2021 |
$300k is over FDIC limits for individuals. Do you accept joint accounts?
Is this review helpful? Yes:3 / No: 0
Eleanor
January 4, 2021 |
The rate is 0.25% on balances under $300,000. Nobody in their right mind is going to go over $250,000 in this bank. Bestcashcow should remove it.
Is this review helpful? Yes:4 / No: 0
LA Albert
November 27, 2020 |
I thought it was a good rate, but I am not going over FDIC limits in a bank I've never heard of.
Is this review helpful? Yes:4 / No: 0
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