• $10,000 minimum balance
• Interest that compounds daily
& bullet; A safety net - deposits are insured by the FDIC
• Automatic renewals at maturity
Certificate of Deposit | |
---|---|
Interest Rate | |
APY | 4.75% |
Term Length | 12 Month |
Minimum deposit amount | $10,000.00 |
Maximum deposit amount | N/A |
Balance Requirements | |
Minimum Opening Deposit | $10,000.00 |
Minimum Balance to Avoid Fees | $0.00 |
Minimum Required Balance | $0.00 |
Fees | |
Early withdrawal penalty | 270 days interest |
Monthly Maintenance Fee | N/A |
Foreign ATM Fees | N/A |
Insufficient Funds Fee | $35.00 |
Incoming Wires | N/A |
Statements | |
Paper Statements | Yes |
Online Statements | Yes |
Online and Telephone Banking | |
Online Banking | Yes |
Telephone Banking | Yes |
Mobile Banking | Yes |
Deposit Checks with Mobile Device | Yes |
Free Bill Pay | Yes |
Online Bill Payments Required | Yes |
Account Opening | |
Open Online | Yes |
Insured by | F.D.I.C. |
Customer Reviews for Popular Direct (28)
Not a pleasant group of people to do business with
January 4, 2023 |
No, they are not.
Is this review helpful? Yes:0 / No: 0
TulsaGirl01
April 10, 2021
I opened an account a couple of years ago and had a dreadful experience. I saw two weeks ago that the rate was better than at Citizens so I closed that account for this one. I cannot access my money now or get customer service. I am not even making the .55% that is advertised. Fool me once, shame on you. Fool me twice ... oh, well.
Is this review helpful? Yes:8 / No: 1
wabuf
December 3, 2019
Awful bank, offer you a high savings rate, then drop Ong the rate so rapidly.
Is this review helpful? Yes:6 / No: 1
wabuf
December 3, 2019
Awful bank, offer you a high savings rate, then drop Ong the rate so rapidly.
Is this review helpful? Yes:4 / No: 2
Ryan
March 6, 2019 |
Great rates! I've banked with them for about a year and have both a Savings Account and a CD. Yes, a little bit of a hassle to set up, but worth it to make a $... And who cares about the withdrawal penalty? If you might need the money in that timeframe, a CD is not the right choice.
Is this review helpful? Yes:6 / No: 0
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