Popular Direct :
Online Certificate of Deposit - 0.25% APY
• $10,000 minimum balance
• Interest that compounds daily
& bullet; A safety net - deposits are insured by the FDIC
• Automatic renewals at maturity
Fee and Feature Guide
| Certificate of Deposit | |
|---|---|
| Interest Rate | |
| APY | 0.25% |
| Term Length | 12 Month |
| Minimum deposit amount | $10,000.00 |
| Maximum deposit amount | N/A |
| Balance Requirements | |
| Minimum Opening Deposit | $10,000.00 |
| Minimum Balance to Avoid Fees | $0.00 |
| Minimum Required Balance | $0.00 |
| Fees | |
| Early withdrawal penalty | 270 days interest |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | N/A |
| Insufficient Funds Fee | $35.00 |
| Incoming Wires | N/A |
| Statements | |
| Paper Statements | Yes |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | Yes |
| Online Bill Payments Required | Yes |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
Customer Reviews for Popular Direct (27)
TulsaGirl01
April 10, 2021
I opened an account a couple of years ago and had a dreadful experience. I saw two weeks ago that the rate was better than at Citizens so I closed that account for this one. I cannot access my money now or get customer service. I am not even making the .55% that is advertised. Fool me once, shame on you. Fool me twice ... oh, well.
Is this review helpful? Yes:0 / No: 0
wabuf
December 03, 2019
Awful bank, offer you a high savings rate, then drop Ong the rate so rapidly.
Is this review helpful? Yes:0 / No: 0
wabuf
December 03, 2019
Awful bank, offer you a high savings rate, then drop Ong the rate so rapidly.
Is this review helpful? Yes:0 / No: 0
Ryan
March 06, 2019 |
Great rates! I've banked with them for about a year and have both a Savings Account and a CD. Yes, a little bit of a hassle to set up, but worth it to make a $... And who cares about the withdrawal penalty? If you might need the money in that timeframe, a CD is not the right choice.
Is this review helpful? Yes:1 / No: 0
Stevein Philly
January 24, 2019
Seems to me the BEST deal for 3 years - if you don't need it. Only ONE year interest early w/d. On the same banks 5 year it is TWO years. IThe important thing is to only put money in you WON'T NEED for 3 years.
Is this review helpful? Yes:1 / No: 0
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