Prime Alliance Bank:
Online Certificate of Deposit - 0.45% APY

• For Certificate of Deposit accounts, the interest rate (Rate) and annual percentage yield (APY) disclosed at account opening is fixed and will not change until the CD renews.
• Any withdrawal of interest prior to maturity will reduce earnings.
• Interest is paid quarterly.


Fee and Feature Guide

Certificate of Deposit
Interest Rate
APY 0.45%
Term Length 12 Month
Minimum deposit amount $500.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $500.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $0.00
Fees
Early withdrawal penalty
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee N/A
Incoming Wires N/A
Statements
Paper Statements ×
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay ×
Online Bill Payments Required Yes
Account Opening
Open Online Yes
Insured by F.D.I.C.

Customer Reviews for Prime Alliance Bank


  • May 29, 2021 |

    Online Savings Rates

    Not a bad experience to open the account. I only learned that interest is credited quarterly and that is at least a nuisance. I wish I had known.

  • May 5, 2021 |

    Online Savings Rates

    Easy as pie and well worth my time to get 50% more than the major online banks are offering.

  • April 19, 2021 |

    Online Savings Rates

    If 0.60% is one of the best rates and it is, then I have nothing to complain about. It has been an easy enough experience.

  • March 11, 2021 |

    Online Savings Rates

    Prime Alliance is another one of these tiny Utah banks that sometimes competes for deposit dollars. It is a little strange with all of the limitations on transfers but these limitations are easily defeated / overcome by transferring in and out from an external account (in my case at Wells Fargo). As long as you can do that, the rate makes it worthwhile. Phone support is also very helpful.

  • April 17, 2020 |

    Online Savings Rates

    I have had a CD and passbook for a year or so and have had decent enough service and return. Can't complain.

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