This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.93% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 465 | 326 |
| 2 | 50,465 | 469 | 329 |
| 3 | 50,934 | 474 | 332 |
| 4 | 51,408 | 478 | 335 |
| 5 | 51,886 | 483 | 338 |
| 6 | 52,369 | 487 | 341 |
| 7 | 52,856 | 492 | 344 |
| 8 | 53,347 | 496 | 347 |
| 9 | 53,843 | 501 | 351 |
| 10 | 54,344 | 505 | 354 |
| 11 | 54,850 | 510 | 357 |
| 12 | 55,360 | 515 | 360 |
| 13 | 55,874 | 520 | 364 |
| 14 | 56,394 | 524 | 367 |
| 15 | 56,919 | 529 | 371 |
| 16 | 57,448 | 534 | 374 |
| 17 | 57,982 | 539 | 377 |
| 18 | 58,521 | 544 | 381 |
| 19 | 59,066 | 549 | 385 |
| 20 | 59,615 | 554 | 388 |
| TOTAL | $10,169 | $7,119 |
| Year | Rate 0.20% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 100 | 70 |
| 2 | 50,100 | 100 | 70 |
| 3 | 50,200 | 100 | 70 |
| 4 | 50,301 | 101 | 70 |
| 5 | 50,401 | 101 | 71 |
| 6 | 50,502 | 101 | 71 |
| 7 | 50,603 | 101 | 71 |
| 8 | 50,704 | 101 | 71 |
| 9 | 50,806 | 102 | 71 |
| 10 | 50,907 | 102 | 71 |
| 11 | 51,009 | 102 | 71 |
| 12 | 51,111 | 102 | 72 |
| 13 | 51,213 | 102 | 72 |
| 14 | 51,316 | 103 | 72 |
| 15 | 51,418 | 103 | 72 |
| 16 | 51,521 | 103 | 72 |
| 17 | 51,624 | 103 | 72 |
| 18 | 51,727 | 103 | 72 |
| 19 | 51,831 | 104 | 73 |
| 20 | 51,935 | 104 | 73 |
| TOTAL | $2,038 | $1,427 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,000 |
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|
Last change: ↑0.05% on December 1. |
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|
|
4.15% |
$1,500 |
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|
Last change: ↓0.05% on December 1. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↑0.10% on December 1. |
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|
|
4.15% |
$500 |
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