Popular Direct

Deposit Rates APY Vs.Others
Savings 0.45% 0.65% →
1-Year CD 0.15% 0.70% →
2-Year CD 0.35% 0.75% →
3-Year CD 0.50% 0.85% →
4-Year CD 0.60% 1.04% →
5-Year CD 0.85% 1.15% →

2021 Overview

General Online Bank Information

Money that you deposit is held by Popular Bank. Popular Bank is an FDIC insured institution founded in 1999. It has approximately $10.56 billion in assets.

Deposits FDIC Insured Yes
Insured Bank Popular Bank
FDIC Certificate # 34967
Date Established 1999
Assets $10.56 billion
Loans $7.68 billion
Deposits $8.1 billion
Capital $1.84 billion

For a more detailed analysis of Popular Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - July 24, 2021

Online Savings and Money Market Rates
Online Savings and Money Market Rates APY MIN MAX
Ultimate Savings
0.45% $5,000 - Learn More
Online CD Rates
Online CD Rates APY MIN MAX
6 Month CD
0.15% $10,000 - Learn More
One Year CD
0.15% $10,000 - Learn More
0.25% $10,000 - Learn More
2 Year CD
0.35% $10,000 - Learn More
36 Month CD
0.50% $10,000 - Learn More
48 Month CD
0.60% $10,000 - Learn More
5 Year CD
0.85% $10,000 - Learn More


Bank Offers

Popular Direct Lowers Online Savings Rate
Oct 22, 2019

Popular Direct has lowered its online savings rate from 2.30% to 2.15%.   The bank also lowered all of its online CD rates.

Customer Reviews for Popular Direct (27)

  • April 10, 2021

    Online Savings Rates

    I opened an account a couple of years ago and had a dreadful experience. I saw two weeks ago that the rate was better than at Citizens so I closed that account for this one. I cannot access my money now or get customer service. I am not even making the .55% that is advertised. Fool me once, shame on you. Fool me twice ... oh, well.

  • December 3, 2019

    Online Savings Rates

    Awful bank, offer you a high savings rate, then drop Ong the rate so rapidly.

  • December 3, 2019

    Online Savings Rates

    Awful bank, offer you a high savings rate, then drop Ong the rate so rapidly.

  • March 6, 2019 |

    Great rates! I've banked with them for about a year and have both a Savings Account and a CD. Yes, a little bit of a hassle to set up, but worth it to make a $... And who cares about the withdrawal penalty? If you might need the money in that timeframe, a CD is not the right choice.

  • January 24, 2019

    Online CDs 36 Month Rates

    Seems to me the BEST deal for 3 years - if you don't need it. Only ONE year interest early w/d. On the same banks 5 year it is TWO years. IThe important thing is to only put money in you WON'T NEED for 3 years.

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