| Deposits FDIC Insured | Yes |
| Insured Bank | Popular Bank |
| FDIC Certificate # | 34967 |
| Date Established | 1999 |
| Assets | $10.06 billion |
| Loans | $7.18 billion |
| Deposits | $7.63 billion |
| Capital | $1.82 billion |
For a more detailed analysis of Popular Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.
| Online Savings and Money Market Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Ultimate Savings
|
1.20% | $5,000 | - |
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|
| Online CD Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Month CD
|
0.20% | $10,000 | - |
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|
| One Year CD
|
0.40% | $10,000 | - |
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|
| 18-Month
|
0.45% | $10,000 | - |
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|
| 2 Year CD
|
0.50% | $10,000 | - |
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|
| 36 Month CD
|
0.65% | $10,000 | - |
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|
| 48 Month CD
|
0.85% | $10,000 | - |
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|
| 5 Year CD
|
1.15% | $10,000 | - |
Learn More
|
Popular Direct has lowered its online savings rate from 2.30% to 2.15%. The bank also lowered all of its online CD rates.
Customer Reviews for Popular Direct (26)
wabuf
December 03, 2019
Awful bank, offer you a high savings rate, then drop Ong the rate so rapidly.
Is this review helpful? Yes:0 / No: 0
wabuf
December 03, 2019
Awful bank, offer you a high savings rate, then drop Ong the rate so rapidly.
Is this review helpful? Yes:0 / No: 0
Ryan
March 06, 2019 |
Great rates! I've banked with them for about a year and have both a Savings Account and a CD. Yes, a little bit of a hassle to set up, but worth it to make a $... And who cares about the withdrawal penalty? If you might need the money in that timeframe, a CD is not the right choice.
Is this review helpful? Yes:1 / No: 0
Stevein Philly
January 24, 2019
Seems to me the BEST deal for 3 years - if you don't need it. Only ONE year interest early w/d. On the same banks 5 year it is TWO years. IThe important thing is to only put money in you WON'T NEED for 3 years.
Is this review helpful? Yes:1 / No: 0
RB Altman
November 16, 2018 | | Replies 2
I made the mistake of opening a CD with these guys once. Don't be fooled. The language is clear. The early termination fees are crazy compared with Synchrony or Ally or Citizens. Go with one of those guys. Here are Popular's EW fees: For terms equal to or greater than 91 days but less than 12 months, the fee is 120 days simple interest.
For terms equal to or greater than 12 months but less than 36 months, the fee is 270 days simple interest.
For terms equal to or greater than 36 months but less than 60 months, the fee is 365 days simple interest.
For terms equal to or greater than 60 months, the fee is 730 days simple interest.
Is this review helpful? Yes:1 / No: 1
aclient | Jul 02, 2020
Use a savings account IF YOU MIGHT need to take money out before the mature date!!! Common sense.
duh | Jul 02, 2020
WHY do you invest in a CD if you need to take it out!!! Use your brains.
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