Popular Direct



2018 Overview

General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank Popular Bank
FDIC Certificate # 34967
Date Established 1999
Assets $9.47 billion
Loans $6.49 billion
Deposits $7.06 billion
Capital $1.66 billion
Money that you deposit is held by Popular Bank. Popular Bank is an FDIC insured institution founded in 1999. It has approximately $9.47 billion in assets.

For a more detailed analysis of Popular Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 14, 2018

Online Savings and Money Market Rates APY MIN MAX
Online CD Rates APY MIN MAX
6 Month CD
2.35% $10,000 - Learn MoreShow Less
One Year CD
2.85% $10,000 - Learn MoreShow Less
18-Month
2.95% $10,000 - Learn MoreShow Less
2 Year CD
3.05% $10,000 - Learn MoreShow Less
36 Month CD
3.30% $10,000 - Learn MoreShow Less
48 Month CD
3.35% $10,000 - Learn MoreShow Less
5 Year CD
3.50% $10,000 - Learn MoreShow Less

Customer Reviews for Popular Direct (20)


  • RB Altman

    November 16, 2018 |

    Online CDs 12 Month Rates

    I made the mistake of opening a CD with these guys once. Don't be fooled. The language is clear. The early termination fees are crazy compared with Synchrony or Ally or Citizens. Go with one of those guys. Here are Popular's EW fees: For terms equal to or greater than 91 days but less than 12 months, the fee is 120 days simple interest.
    For terms equal to or greater than 12 months but less than 36 months, the fee is 270 days simple interest.
    For terms equal to or greater than 36 months but less than 60 months, the fee is 365 days simple interest.
    For terms equal to or greater than 60 months, the fee is 730 days simple interest.

  • Jeff

    November 05, 2018 |

    Online CDs 60 Month Rates

    A 2-year early withdrawal penalty on a 5-year CD! Forget it!!!

  • Terry

    October 25, 2018 |

    Online CDs 60 Month Rates

    The 3.50% rate caught my eye so I looked into it. I found out that the early withdrawal fee on a 5-year CD is 730 days! That's two years! Stay away.

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