Popular Direct

Deposit Rates APY Vs.Others
Savings 4.16% 4.35% →
1-Year CD 4.75% 5.00% →
2-Year CD 4.60% 4.75% →
3-Year CD 4.60% 4.60% →
4-Year CD 4.47% 4.50% →
5-Year CD 4.55% 4.55% →

2023 Overview

General Online Bank Information

Money that you deposit is held by Popular Bank. Popular Bank is an FDIC insured institution founded in 1999. It has approximately $10.82 billion in assets.

Deposits FDIC Insured Yes
Insured Bank Popular Bank
FDIC Certificate # 34967
Date Established 1999
Assets $10.82 billion
Loans $8.79 billion
Deposits $8.48 billion
Capital $1.85 billion

For a more detailed analysis of Popular Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - January 30, 2023

Online Savings and Money Market Rates
Online Savings and Money Market Rates APY MIN MAX
High-Rise Savings
4.16% $5,000 - Learn More
Online CD Rates
Online CD Rates APY MIN MAX
6 Month CD
4.50% $10,000 - Learn More
One Year CD
4.75% $10,000 - Learn More
4.65% $10,000 - Learn More
2 Year CD
4.60% $10,000 - Learn More
36 Month CD
4.60% $10,000 - Learn More
48 Month CD
4.47% $10,000 - Learn More
5 Year CD
4.55% $10,000 - Learn More


Bank Offers

Popular Direct Lowers Online Savings Rate
Oct 22, 2019

Popular Direct has lowered its online savings rate from 2.30% to 2.15%.   The bank also lowered all of its online CD rates.

Climate Initiatives

Popular Direct is encouraged to provide us with this information. When we receive this information from the online bank, we will provide it here.

Customer Reviews for Popular Direct (28)

  • January 4, 2023 |

    Online Savings Rates

    No, they are not.

  • April 10, 2021

    Online Savings Rates

    I opened an account a couple of years ago and had a dreadful experience. I saw two weeks ago that the rate was better than at Citizens so I closed that account for this one. I cannot access my money now or get customer service. I am not even making the .55% that is advertised. Fool me once, shame on you. Fool me twice ... oh, well.

  • December 3, 2019

    Online Savings Rates

    Awful bank, offer you a high savings rate, then drop Ong the rate so rapidly.

  • December 3, 2019

    Online Savings Rates

    Awful bank, offer you a high savings rate, then drop Ong the rate so rapidly.

  • March 6, 2019 |

    Great rates! I've banked with them for about a year and have both a Savings Account and a CD. Yes, a little bit of a hassle to set up, but worth it to make a $... And who cares about the withdrawal penalty? If you might need the money in that timeframe, a CD is not the right choice.

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