Popular Direct



2019 Overview

General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank Popular Bank
FDIC Certificate # 34967
Date Established 1999
Assets $9.38 billion
Loans $6.56 billion
Deposits $6.98 billion
Capital $1.71 billion
Money that you deposit is held by Popular Bank. Popular Bank is an FDIC insured institution founded in 1999. It has approximately $9.38 billion in assets.

For a more detailed analysis of Popular Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - June 15, 2019

Online Savings and Money Market Rates APY MIN MAX
Online CD Rates APY MIN MAX
6 Month CD
2.40% $10,000 - Learn MoreShow Less
One Year CD
2.52% $10,000 - Learn MoreShow Less
18-Month
2.67% $10,000 - Learn MoreShow Less
2 Year CD
2.75% $10,000 - Learn MoreShow Less
36 Month CD
2.90% $10,000 - Learn MoreShow Less
48 Month CD
2.95% $10,000 - Learn MoreShow Less
5 Year CD
3.00% $10,000 - Learn MoreShow Less



Customer Reviews for Popular Direct (24)


  • Ryan

    March 06, 2019 |

    Great rates! I've banked with them for about a year and have both a Savings Account and a CD. Yes, a little bit of a hassle to set up, but worth it to make a $... And who cares about the withdrawal penalty? If you might need the money in that timeframe, a CD is not the right choice.

  • Stevein Philly

    January 24, 2019

    Online CDs 36 Month Rates

    Seems to me the BEST deal for 3 years - if you don't need it. Only ONE year interest early w/d. On the same banks 5 year it is TWO years. IThe important thing is to only put money in you WON'T NEED for 3 years.

  • RB Altman

    November 16, 2018 | | Replies 2

    Online CDs 12 Month Rates

    I made the mistake of opening a CD with these guys once. Don't be fooled. The language is clear. The early termination fees are crazy compared with Synchrony or Ally or Citizens. Go with one of those guys. Here are Popular's EW fees: For terms equal to or greater than 91 days but less than 12 months, the fee is 120 days simple interest.
    For terms equal to or greater than 12 months but less than 36 months, the fee is 270 days simple interest.
    For terms equal to or greater than 36 months but less than 60 months, the fee is 365 days simple interest.
    For terms equal to or greater than 60 months, the fee is 730 days simple interest.

    aclient | Jun 15, 2019

    Use a savings account IF YOU MIGHT need to take money out before the mature date!!! Common sense.

    duh | Jun 15, 2019

    WHY do you invest in a CD if you need to take it out!!! Use your brains.

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