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Comparison of Deposit Account from AIRCO with 0.30% - October 2025


Long-Term Analysis of AIRCO with 0.30% APY and Northview Bank with 1.26% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    AIRCO
    0.30%
    -
    $50,000
    6 Month
    Credit Union
    0.74x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.30%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 151 105
    2 50,151 151 106
    3 50,301 151 106
    4 50,453 152 106
    5 50,605 152 107
    6 50,757 153 107
    7 50,910 153 107
    8 51,063 154 108
    9 51,217 154 108
    10 51,371 155 108
    11 51,526 155 109
    12 51,681 156 109
    13 51,836 156 109
    14 51,992 156 110
    15 52,149 157 110
    16 52,306 157 110
    17 52,463 158 111
    18 52,621 158 111
    19 52,779 159 111
    20 52,938 159 112
    TOTAL $3,098 $2,168
  • 2
    LOCAL CD
    Northview Bank
    1.26%
    -
    $50,000
    48 Month
    Bank
    1.54x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    1.26%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 630 441
    2 50,630 638 447
    3 51,268 646 452
    4 51,914 654 458
    5 52,568 662 464
    6 53,230 671 469
    7 53,901 679 475
    8 54,580 688 481
    9 55,268 696 487
    10 55,964 705 494
    11 56,669 714 500
    12 57,384 723 506
    13 58,107 732 512
    14 58,839 741 519
    15 59,580 751 525
    16 60,331 760 532
    17 61,091 770 539
    18 61,861 779 546
    19 62,640 789 552
    20 63,429 799 559
    TOTAL $14,229 $9,960

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↑2.35% on September 16.

    Last change: ↑1.66% on April 4.

    Last change: ↑0.66% on February 4.
    No Penalty CD.

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    Last change: ↓0.16% on September 18.
    3 Month CD.

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