Compare Savings vs. CDs
Comparison of Deposit Account from ALABAMA RURAL ELECTRIC with 1.61%
- October 2026
Long-Term Analysis of ALABAMA RURAL ELECTRIC with 1.00% APY and ALABAMA RURAL ELECTRIC with 1.20% APY and ALABAMA RURAL ELECTRIC with 1.41% APY and ALABAMA RURAL ELECTRIC with 1.61% APY and ALABAMA RURAL ELECTRIC with 1.61% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.00%-$50,00012 MonthCredit Union1.81x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
1.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 500 350 2 50,500 505 354 3 51,005 510 357 4 51,515 515 361 5 52,030 520 364 6 52,551 526 368 7 53,076 531 372 8 53,607 536 375 9 54,143 541 379 10 54,684 547 383 11 55,231 552 387 12 55,783 558 390 13 56,341 563 394 14 56,905 569 398 15 57,474 575 402 16 58,048 580 406 17 58,629 586 410 18 59,215 592 415 19 59,807 598 419 20 60,405 604 423 TOTAL $11,010 $7,707 - 2LOCAL CD1.20%-$50,00024 MonthCredit Union1.80x (National Avg. - 0.67%)$100,000SCENARIO
Year Rate
1.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 600 420 2 50,600 607 425 3 51,207 614 430 4 51,822 622 435 5 52,444 629 441 6 53,073 637 446 7 53,710 645 451 8 54,354 652 457 9 55,007 660 462 10 55,667 668 468 11 56,335 676 473 12 57,011 684 479 13 57,695 692 485 14 58,387 701 490 15 59,088 709 496 16 59,797 718 502 17 60,514 726 508 18 61,240 735 514 19 61,975 744 521 20 62,719 753 527 TOTAL $13,472 $9,430 - 3LOCAL CD1.41%-$50,00036 MonthCredit Union1.86x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
1.41%Annual
InterestAnnual Interest
(After Tax)1 50,000 705 494 2 50,705 715 500 3 51,420 725 508 4 52,145 735 515 5 52,880 746 522 6 53,626 756 529 7 54,382 767 537 8 55,149 778 544 9 55,926 789 552 10 56,715 800 560 11 57,515 811 568 12 58,326 822 576 13 59,148 834 584 14 59,982 846 592 15 60,828 858 600 16 61,685 870 609 17 62,555 882 617 18 63,437 894 626 19 64,332 907 635 20 65,239 920 644 TOTAL $16,159 $11,311 - 4LOCAL CD1.61%-$50,00060 MonthCredit Union1.73x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
1.61%Annual
InterestAnnual Interest
(After Tax)1 50,000 805 564 2 50,805 818 573 3 51,623 831 582 4 52,454 845 591 5 53,299 858 601 6 54,157 872 610 7 55,029 886 620 8 55,915 900 630 9 56,815 915 640 10 57,730 929 651 11 58,659 944 661 12 59,603 960 672 13 60,563 975 683 14 61,538 991 694 15 62,529 1,007 705 16 63,536 1,023 716 17 64,558 1,039 728 18 65,598 1,056 739 19 66,654 1,073 751 20 67,727 1,090 763 TOTAL $18,818 $13,172 - 5LOCAL CD1.61%-$50,00060 MonthCredit Union1.73x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
1.61%Annual
InterestAnnual Interest
(After Tax)1 50,000 805 564 2 50,805 818 573 3 51,623 831 582 4 52,454 845 591 5 53,299 858 601 6 54,157 872 610 7 55,029 886 620 8 55,915 900 630 9 56,815 915 640 10 57,730 929 651 11 58,659 944 661 12 59,603 960 672 13 60,563 975 683 14 61,538 991 694 15 62,529 1,007 705 16 63,536 1,023 716 17 64,558 1,039 728 18 65,598 1,056 739 19 66,654 1,073 751 20 67,727 1,090 763 TOTAL $18,818 $13,172
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
|
|
Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
||||
|
|
5.00% |
$10,000 |
Learn More | |
|
Last change: ↑0.05% on October 8. |
||||
|
|
4.95% |
$10,000 |
Learn More | |
|
Last change: ↑0.10% on October 8. |
||||
|
|
4.85% |
$10,000 |
Learn More | |
|
Last change: ↑0.05% on October 8. |
||||
|
|
4.75% |
$0 |
Learn More | |
|
Last change: ↑0.40% on October 11. |
||||
