Compare Savings vs. CDs
Comparison of Deposit Account from ALABAMA with 0.31%
- September 2026
Long-Term Analysis of ALABAMA with 0.31% APY and HAWAIIUSA with 0.10% APY and Security State Bank with 0.80% APY and TTCU with 0.35% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL MONEY MARKET0.31%-$50,000N.A.Credit UnionN.A.$2,500SCENARIO
Year Rate
0.31%Annual
InterestAnnual Interest
(After Tax)1 50,000 155 109 2 50,155 155 109 3 50,310 156 109 4 50,466 156 110 5 50,623 157 110 6 50,780 157 110 7 50,937 158 111 8 51,095 158 111 9 51,254 159 111 10 51,412 159 112 11 51,572 160 112 12 51,732 160 112 13 51,892 161 113 14 52,053 161 113 15 52,214 162 113 16 52,376 162 114 17 52,539 163 114 18 52,701 163 114 19 52,865 164 115 20 53,029 164 115 TOTAL $3,193 $2,235 - 2LOCAL MONEY MARKET0.10%-$50,000N.A.Credit UnionN.A.$25,000SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 3LOCAL CD0.80%-$50,00024 MonthBank1.21x (National Avg. - 0.66%)$10,000SCENARIO
Year Rate
0.80%Annual
InterestAnnual Interest
(After Tax)1 50,000 400 280 2 50,400 403 282 3 50,803 406 284 4 51,210 410 287 5 51,619 413 289 6 52,032 416 291 7 52,449 420 294 8 52,868 423 296 9 53,291 426 298 10 53,717 430 301 11 54,147 433 303 12 54,580 437 306 13 55,017 440 308 14 55,457 444 311 15 55,901 447 313 16 56,348 451 316 17 56,799 454 318 18 57,253 458 321 19 57,711 462 323 20 58,173 465 326 TOTAL $8,638 $6,047 - 4LOCAL MONEY MARKET0.35%-$50,000N.A.Credit Union0.53x (National Avg. - 0.66%)$2,500SCENARIO
Year Rate
0.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 175 123 2 50,175 176 123 3 50,351 176 123 4 50,527 177 124 5 50,704 177 124 6 50,881 178 125 7 51,059 179 125 8 51,238 179 126 9 51,417 180 126 10 51,597 181 126 11 51,778 181 127 12 51,959 182 127 13 52,141 182 128 14 52,323 183 128 15 52,507 184 129 16 52,690 184 129 17 52,875 185 130 18 53,060 186 130 19 53,245 186 130 20 53,432 187 131 TOTAL $3,619 $2,533
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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