Compare Savings vs. CDs
Comparison of Deposit Account from Alamerica Bank with 1.01%
- October 2026
Long-Term Analysis of Alamerica Bank with 0.96% APY and Alamerica Bank with 1.01% APY and Alamerica Bank with 0.15% APY and Beal Bank USA with 3.35% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.96%-$50,00036 MonthBank1.26x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.96%Annual
InterestAnnual Interest
(After Tax)1 50,000 480 336 2 50,480 485 339 3 50,965 489 342 4 51,454 494 346 5 51,948 499 349 6 52,447 503 352 7 52,950 508 356 8 53,458 513 359 9 53,972 518 363 10 54,490 523 366 11 55,013 528 370 12 55,541 533 373 13 56,074 538 377 14 56,612 543 380 15 57,156 549 384 16 57,705 554 388 17 58,259 559 391 18 58,818 565 395 19 59,382 570 399 20 59,953 576 403 TOTAL $10,528 $7,370 - 2LOCAL CD1.01%-$50,00060 MonthBank1.09x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
1.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 505 354 2 50,505 510 357 3 51,015 515 361 4 51,530 520 364 5 52,051 526 368 6 52,577 531 372 7 53,108 536 375 8 53,644 542 379 9 54,186 547 383 10 54,733 553 387 11 55,286 558 391 12 55,844 564 395 13 56,408 570 399 14 56,978 575 403 15 57,553 581 407 16 58,135 587 411 17 58,722 593 415 18 59,315 599 419 19 59,914 605 424 20 60,519 611 428 TOTAL $11,130 $7,791 - 3LOCAL MONEY MARKET0.15%-$50,000N.A.Bank0.16x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
0.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 75 53 2 50,075 75 53 3 50,150 75 53 4 50,225 75 53 5 50,301 75 53 6 50,376 76 53 7 50,452 76 53 8 50,527 76 53 9 50,603 76 53 10 50,679 76 53 11 50,755 76 53 12 50,831 76 53 13 50,907 76 53 14 50,984 76 54 15 51,060 77 54 16 51,137 77 54 17 51,214 77 54 18 51,290 77 54 19 51,367 77 54 20 51,444 77 54 TOTAL $1,522 $1,065 - 4LOCAL MONEY MARKET3.35%-$50,000N.A.Bank3.61x (National Avg. - 0.93%)$25,000SCENARIO
Year Rate
3.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,675 1,173 2 51,675 1,731 1,212 3 53,406 1,789 1,252 4 55,195 1,849 1,294 5 57,044 1,911 1,338 6 58,955 1,975 1,383 7 60,930 2,041 1,429 8 62,971 2,110 1,477 9 65,081 2,180 1,526 10 67,261 2,253 1,577 11 69,514 2,329 1,630 12 71,843 2,407 1,685 13 74,250 2,487 1,741 14 76,737 2,571 1,799 15 79,308 2,657 1,860 16 81,965 2,746 1,922 17 84,711 2,838 1,986 18 87,548 2,933 2,053 19 90,481 3,031 2,122 20 93,512 3,133 2,193 TOTAL $46,645 $32,652
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
|
|
Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
||||
|
|
5.00% |
$10,000 |
Learn More | |
|
Last change: ↑0.05% on October 8. |
||||
|
|
4.95% |
$10,000 |
Learn More | |
|
Last change: ↑0.10% on October 8. |
||||
|
|
4.85% |
$10,000 |
Learn More | |
|
Last change: ↑0.05% on October 8. |
||||
|
|
4.70% |
$500 |
Learn More | |
|
Last change: ↑0.66% on April 27. |
||||
