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Comparison of Deposit Account from All America Bank with 3.25% - October 2025


Long-Term Analysis of Madison County Community Bank with 0.82% APY and Green Belt Bank & Trust with 3.40% APY and Mid-America Bank with 1.25% APY and MARINE with 1.11% APY and All America Bank with 3.25% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Madison County Community Bank
    0.82%
    -
    $50,000
    18 Month
    Bank
    1.42x (National Avg. - 0.58%)
    $10,000
     
    SCENARIO
    Year Rate
    0.82%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 410 287
    2 50,410 413 289
    3 50,823 417 292
    4 51,240 420 294
    5 51,660 424 297
    6 52,084 427 299
    7 52,511 431 301
    8 52,942 434 304
    9 53,376 438 306
    10 53,813 441 309
    11 54,255 445 311
    12 54,700 449 314
    13 55,148 452 317
    14 55,600 456 319
    15 56,056 460 322
    16 56,516 463 324
    17 56,979 467 327
    18 57,447 471 330
    19 57,918 475 332
    20 58,393 479 335
    TOTAL $8,871 $6,210
  • 2
    LOCAL CD
    Green Belt Bank & Trust
    3.40%
    -
    $50,000
    60 Month
    Bank
    3.70x (National Avg. - 0.92%)
    $500
     
    SCENARIO
    Year Rate
    3.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,700 1,190
    2 51,700 1,758 1,230
    3 53,458 1,818 1,272
    4 55,275 1,879 1,316
    5 57,155 1,943 1,360
    6 59,098 2,009 1,407
    7 61,107 2,078 1,454
    8 63,185 2,148 1,504
    9 65,333 2,221 1,555
    10 67,555 2,297 1,608
    11 69,851 2,375 1,662
    12 72,226 2,456 1,719
    13 74,682 2,539 1,777
    14 77,221 2,626 1,838
    15 79,847 2,715 1,900
    16 82,562 2,807 1,965
    17 85,369 2,903 2,032
    18 88,271 3,001 2,101
    19 91,272 3,103 2,172
    20 94,376 3,209 2,246
    TOTAL $47,584 $33,309
  • 3
    LOCAL CD
    Mid-America Bank
    1.25%
    -
    $50,000
    36 Month
    Bank
    1.66x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    1.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 625 438
    2 50,625 633 443
    3 51,258 641 449
    4 51,899 649 454
    5 52,547 657 460
    6 53,204 665 466
    7 53,869 673 471
    8 54,543 682 477
    9 55,224 690 483
    10 55,915 699 489
    11 56,614 708 495
    12 57,321 717 502
    13 58,038 725 508
    14 58,763 735 514
    15 59,498 744 521
    16 60,241 753 527
    17 60,994 762 534
    18 61,757 772 540
    19 62,529 782 547
    20 63,310 791 554
    TOTAL $14,102 $9,871
  • 4
    LOCAL CD
    MARINE
    1.11%
    -
    $50,000
    48 Month
    Credit Union
    1.36x (National Avg. - 0.82%)
    $100,000
     
    SCENARIO
    Year Rate
    1.11%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 555 389
    2 50,555 561 393
    3 51,116 567 397
    4 51,684 574 402
    5 52,257 580 406
    6 52,837 586 411
    7 53,424 593 415
    8 54,017 600 420
    9 54,616 606 424
    10 55,223 613 429
    11 55,836 620 434
    12 56,455 627 439
    13 57,082 634 444
    14 57,716 641 448
    15 58,356 648 453
    16 59,004 655 458
    17 59,659 662 464
    18 60,321 670 469
    19 60,991 677 474
    20 61,668 685 479
    TOTAL $12,352 $8,647
  • 5
    LOCAL CD
    All America Bank
    3.25%
    -
    $50,000
    36 Month
    Bank
    4.32x (National Avg. - 0.75%)
    $500
     
    SCENARIO
    Year Rate
    3.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,625 1,138
    2 51,625 1,678 1,174
    3 53,303 1,732 1,213
    4 55,035 1,789 1,252
    5 56,824 1,847 1,293
    6 58,671 1,907 1,335
    7 60,577 1,969 1,378
    8 62,546 2,033 1,423
    9 64,579 2,099 1,469
    10 66,678 2,167 1,517
    11 68,845 2,237 1,566
    12 71,082 2,310 1,617
    13 73,392 2,385 1,670
    14 75,778 2,463 1,724
    15 78,240 2,543 1,780
    16 80,783 2,625 1,838
    17 83,409 2,711 1,898
    18 86,119 2,799 1,959
    19 88,918 2,890 2,023
    20 91,808 2,984 2,089
    TOTAL $44,792 $31,354

    All calculations are for demonstration purposes only.

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