Compare Savings vs. CDs
Comparison of Deposit Account from ALLWEALTH with 0.35%
- September 2026
Long-Term Analysis of TRUE NORTH with 0.10% APY and TOPLINE with 0.78% APY and ALLWEALTH with 0.35% APY and ALLWEALTH with 0.50% APY and AIR FORCE with 3.34% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL SAVINGS0.10%-$50,000N.A.Credit Union0.43x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 2LOCAL CD0.78%-$50,00012 MonthCredit Union1.42x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.78%Annual
InterestAnnual Interest
(After Tax)1 50,000 390 273 2 50,390 393 275 3 50,783 396 277 4 51,179 399 279 5 51,578 402 282 6 51,981 405 284 7 52,386 409 286 8 52,795 412 288 9 53,207 415 291 10 53,622 418 293 11 54,040 422 295 12 54,461 425 297 13 54,886 428 300 14 55,314 431 302 15 55,746 435 304 16 56,180 438 307 17 56,619 442 309 18 57,060 445 312 19 57,505 449 314 20 57,954 452 316 TOTAL $8,406 $5,884 - 3LOCAL CD0.35%-$50,00030 MonthCredit UnionN.A.$100,000SCENARIO
Year Rate
0.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 175 123 2 50,175 176 123 3 50,351 176 123 4 50,527 177 124 5 50,704 177 124 6 50,881 178 125 7 51,059 179 125 8 51,238 179 126 9 51,417 180 126 10 51,597 181 126 11 51,778 181 127 12 51,959 182 127 13 52,141 182 128 14 52,323 183 128 15 52,507 184 129 16 52,690 184 129 17 52,875 185 130 18 53,060 186 130 19 53,245 186 130 20 53,432 187 131 TOTAL $3,619 $2,533 - 4LOCAL CD0.50%-$50,00060 MonthCredit Union0.54x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
0.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 250 175 2 50,250 251 176 3 50,501 253 177 4 50,754 254 178 5 51,008 255 179 6 51,263 256 179 7 51,519 258 180 8 51,776 259 181 9 52,035 260 182 10 52,296 261 183 11 52,557 263 184 12 52,820 264 185 13 53,084 265 186 14 53,349 267 187 15 53,616 268 188 16 53,884 269 189 17 54,154 271 190 18 54,424 272 190 19 54,696 273 191 20 54,970 275 192 TOTAL $5,245 $3,671 - 5LOCAL CD3.34%-$50,00060 MonthCredit Union3.61x (National Avg. - 0.93%)$1,000SCENARIO
Year Rate
3.34%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,670 1,169 2 51,670 1,726 1,208 3 53,396 1,783 1,248 4 55,179 1,843 1,290 5 57,022 1,905 1,333 6 58,927 1,968 1,378 7 60,895 2,034 1,424 8 62,929 2,102 1,471 9 65,031 2,172 1,520 10 67,203 2,245 1,571 11 69,447 2,320 1,624 12 71,767 2,397 1,678 13 74,164 2,477 1,734 14 76,641 2,560 1,792 15 79,201 2,645 1,852 16 81,846 2,734 1,914 17 84,580 2,825 1,977 18 87,404 2,919 2,044 19 90,324 3,017 2,112 20 93,341 3,118 2,182 TOTAL $46,458 $32,521
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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