This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.71% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 855 | 599 |
| 2 | 50,855 | 870 | 609 |
| 3 | 51,725 | 884 | 619 |
| 4 | 52,609 | 900 | 630 |
| 5 | 53,509 | 915 | 640 |
| 6 | 54,424 | 931 | 651 |
| 7 | 55,354 | 947 | 663 |
| 8 | 56,301 | 963 | 674 |
| 9 | 57,264 | 979 | 685 |
| 10 | 58,243 | 996 | 697 |
| 11 | 59,239 | 1,013 | 709 |
| 12 | 60,252 | 1,030 | 721 |
| 13 | 61,282 | 1,048 | 734 |
| 14 | 62,330 | 1,066 | 746 |
| 15 | 63,396 | 1,084 | 759 |
| 16 | 64,480 | 1,103 | 772 |
| 17 | 65,583 | 1,121 | 785 |
| 18 | 66,704 | 1,141 | 798 |
| 19 | 67,845 | 1,160 | 812 |
| 20 | 69,005 | 1,180 | 826 |
| TOTAL | $20,185 | $14,129 |
| Year | Rate 0.08% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 40 | 28 |
| 2 | 50,040 | 40 | 28 |
| 3 | 50,080 | 40 | 28 |
| 4 | 50,120 | 40 | 28 |
| 5 | 50,160 | 40 | 28 |
| 6 | 50,200 | 40 | 28 |
| 7 | 50,240 | 40 | 28 |
| 8 | 50,281 | 40 | 28 |
| 9 | 50,321 | 40 | 28 |
| 10 | 50,361 | 40 | 28 |
| 11 | 50,401 | 40 | 28 |
| 12 | 50,442 | 40 | 28 |
| 13 | 50,482 | 40 | 28 |
| 14 | 50,523 | 40 | 28 |
| 15 | 50,563 | 40 | 28 |
| 16 | 50,603 | 40 | 28 |
| 17 | 50,644 | 41 | 28 |
| 18 | 50,684 | 41 | 28 |
| 19 | 50,725 | 41 | 28 |
| 20 | 50,765 | 41 | 28 |
| TOTAL | $806 | $564 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
|
4.10% |
$25,000 |
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Last change: ↓0.15% on November 26. |
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|
|
4.10% |
$500 |
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Last change: ↓0.10% on September 17. |
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|
|
4.10% |
$1,500 |
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Last change: ↓0.05% on December 8. |
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