Compare Savings vs. CDs
Comparison of Deposit Account from American Express Bank, FSB with 3.65%
- October 2026
Long-Term Analysis of American Express Bank, FSB with 3.00% APY and American Express Bank, FSB with 3.65% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1ONLINE CD3.00%-$50,00060 MonthOnline Bank3.23x (National Avg. - 0.93%)$0SCENARIO
Year Rate
3.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,500 1,050 2 51,500 1,545 1,082 3 53,045 1,591 1,114 4 54,636 1,639 1,147 5 56,275 1,688 1,182 6 57,964 1,739 1,217 7 59,703 1,791 1,254 8 61,494 1,845 1,291 9 63,339 1,900 1,330 10 65,239 1,957 1,370 11 67,196 2,016 1,411 12 69,212 2,076 1,453 13 71,288 2,139 1,497 14 73,427 2,203 1,542 15 75,629 2,269 1,588 16 77,898 2,337 1,636 17 80,235 2,407 1,685 18 82,642 2,479 1,735 19 85,122 2,554 1,788 20 87,675 2,630 1,841 TOTAL $40,306 $28,214 - 2ONLINE CD3.65%-$50,00024 MonthOnline Bank5.49x (National Avg. - 0.67%)$0SCENARIO
Year Rate
3.65%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,825 1,278 2 51,825 1,892 1,324 3 53,717 1,961 1,372 4 55,677 2,032 1,423 5 57,709 2,106 1,474 6 59,816 2,183 1,528 7 61,999 2,263 1,584 8 64,262 2,346 1,642 9 66,608 2,431 1,702 10 69,039 2,520 1,764 11 71,559 2,612 1,828 12 74,171 2,707 1,895 13 76,878 2,806 1,964 14 79,684 2,908 2,036 15 82,592 3,015 2,110 16 85,607 3,125 2,187 17 88,732 3,239 2,267 18 91,970 3,357 2,350 19 95,327 3,479 2,436 20 98,807 3,606 2,525 TOTAL $52,413 $36,689
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.10% on October 8. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.75% |
$0 |
Learn More | |
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Last change: ↑0.40% on October 11. |
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