This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.49% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 244 | 170 |
| 2 | 50,244 | 245 | 171 |
| 3 | 50,488 | 246 | 172 |
| 4 | 50,734 | 247 | 173 |
| 5 | 50,981 | 248 | 174 |
| 6 | 51,229 | 249 | 175 |
| 7 | 51,479 | 251 | 175 |
| 8 | 51,730 | 252 | 176 |
| 9 | 51,982 | 253 | 177 |
| 10 | 52,235 | 254 | 178 |
| 11 | 52,489 | 256 | 179 |
| 12 | 52,745 | 257 | 180 |
| 13 | 53,002 | 258 | 181 |
| 14 | 53,260 | 259 | 182 |
| 15 | 53,519 | 261 | 182 |
| 16 | 53,780 | 262 | 183 |
| 17 | 54,042 | 263 | 184 |
| 18 | 54,305 | 264 | 185 |
| 19 | 54,569 | 266 | 186 |
| 20 | 54,835 | 267 | 187 |
| TOTAL | $5,102 | $3,571 |
| Year | Rate 0.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 50 | 35 |
| 2 | 50,050 | 50 | 35 |
| 3 | 50,100 | 50 | 35 |
| 4 | 50,150 | 50 | 35 |
| 5 | 50,200 | 50 | 35 |
| 6 | 50,251 | 50 | 35 |
| 7 | 50,301 | 50 | 35 |
| 8 | 50,351 | 50 | 35 |
| 9 | 50,401 | 50 | 35 |
| 10 | 50,452 | 50 | 35 |
| 11 | 50,502 | 51 | 35 |
| 12 | 50,553 | 51 | 35 |
| 13 | 50,603 | 51 | 35 |
| 14 | 50,654 | 51 | 35 |
| 15 | 50,705 | 51 | 35 |
| 16 | 50,755 | 51 | 36 |
| 17 | 50,806 | 51 | 36 |
| 18 | 50,857 | 51 | 36 |
| 19 | 50,908 | 51 | 36 |
| 20 | 50,959 | 51 | 36 |
| TOTAL | $1,010 | $707 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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|
|
4.10% |
$500 |
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|
Last change: ↓0.10% on September 17. |
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|
|
4.10% |
$1,500 |
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|
Last change: ↓0.05% on December 8. |
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