This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 75 | 53 |
| 2 | 50,075 | 75 | 53 |
| 3 | 50,150 | 75 | 53 |
| 4 | 50,225 | 75 | 53 |
| 5 | 50,301 | 75 | 53 |
| 6 | 50,376 | 76 | 53 |
| 7 | 50,452 | 76 | 53 |
| 8 | 50,527 | 76 | 53 |
| 9 | 50,603 | 76 | 53 |
| 10 | 50,679 | 76 | 53 |
| 11 | 50,755 | 76 | 53 |
| 12 | 50,831 | 76 | 53 |
| 13 | 50,907 | 76 | 53 |
| 14 | 50,984 | 76 | 54 |
| 15 | 51,060 | 77 | 54 |
| 16 | 51,137 | 77 | 54 |
| 17 | 51,214 | 77 | 54 |
| 18 | 51,290 | 77 | 54 |
| 19 | 51,367 | 77 | 54 |
| 20 | 51,444 | 77 | 54 |
| TOTAL | $1,522 | $1,065 |
| Year | Rate 0.57% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 285 | 200 |
| 2 | 50,285 | 287 | 201 |
| 3 | 50,572 | 288 | 202 |
| 4 | 50,860 | 290 | 203 |
| 5 | 51,150 | 292 | 204 |
| 6 | 51,441 | 293 | 205 |
| 7 | 51,735 | 295 | 206 |
| 8 | 52,029 | 297 | 208 |
| 9 | 52,326 | 298 | 209 |
| 10 | 52,624 | 300 | 210 |
| 11 | 52,924 | 302 | 211 |
| 12 | 53,226 | 303 | 212 |
| 13 | 53,529 | 305 | 214 |
| 14 | 53,834 | 307 | 215 |
| 15 | 54,141 | 309 | 216 |
| 16 | 54,450 | 310 | 217 |
| 17 | 54,760 | 312 | 218 |
| 18 | 55,072 | 314 | 220 |
| 19 | 55,386 | 316 | 221 |
| 20 | 55,702 | 318 | 222 |
| TOTAL | $6,019 | $4,214 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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Last change: ↓0.05% on April 30. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.50% |
$500 |
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|
Last change: ↓0.50% on February 25. |
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