This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.17% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,085 | 760 |
| 2 | 51,085 | 1,109 | 776 |
| 3 | 52,194 | 1,133 | 793 |
| 4 | 53,326 | 1,157 | 810 |
| 5 | 54,483 | 1,182 | 828 |
| 6 | 55,666 | 1,208 | 846 |
| 7 | 56,874 | 1,234 | 864 |
| 8 | 58,108 | 1,261 | 883 |
| 9 | 59,369 | 1,288 | 902 |
| 10 | 60,657 | 1,316 | 921 |
| 11 | 61,973 | 1,345 | 941 |
| 12 | 63,318 | 1,374 | 962 |
| 13 | 64,692 | 1,404 | 983 |
| 14 | 66,096 | 1,434 | 1,004 |
| 15 | 67,530 | 1,465 | 1,026 |
| 16 | 68,996 | 1,497 | 1,048 |
| 17 | 70,493 | 1,530 | 1,071 |
| 18 | 72,022 | 1,563 | 1,094 |
| 19 | 73,585 | 1,597 | 1,118 |
| 20 | 75,182 | 1,631 | 1,142 |
| TOTAL | $26,814 | $18,769 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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