Compare Savings vs. CDs
Comparison of Deposit Account from Austin County State Bank with 0.95%
- September 2026
Long-Term Analysis of Clinton Bank with 0.98% APY and HUDSON RIVER FINANCIAL with 0.48% APY and Austin County State Bank with 0.95% APY and Ixonia Bank with 0.10% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.98%-$50,00048 MonthBank1.19x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
0.98%Annual
InterestAnnual Interest
(After Tax)1 50,000 490 343 2 50,490 495 346 3 50,985 500 350 4 51,484 505 353 5 51,989 509 357 6 52,498 514 360 7 53,013 520 364 8 53,533 525 367 9 54,057 530 371 10 54,587 535 374 11 55,122 540 378 12 55,662 545 382 13 56,208 551 386 14 56,758 556 389 15 57,315 562 393 16 57,876 567 397 17 58,443 573 401 18 59,016 578 405 19 59,595 584 409 20 60,179 590 413 TOTAL $10,768 $7,538 - 2LOCAL MONEY MARKET0.48%-$50,000N.A.Credit Union0.59x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
0.48%Annual
InterestAnnual Interest
(After Tax)1 50,000 241 169 2 50,241 242 170 3 50,483 243 170 4 50,726 245 171 5 50,971 246 172 6 51,217 247 173 7 51,464 248 174 8 51,712 249 174 9 51,961 250 175 10 52,211 252 176 11 52,463 253 177 12 52,716 254 178 13 52,970 255 179 14 53,225 257 180 15 53,482 258 180 16 53,740 259 181 17 53,999 260 182 18 54,259 262 183 19 54,520 263 184 20 54,783 264 185 TOTAL $5,047 $3,533 - 3LOCAL CD0.95%-$50,00012 MonthBank1.72x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.95%Annual
InterestAnnual Interest
(After Tax)1 50,000 475 333 2 50,475 480 336 3 50,955 484 339 4 51,439 489 342 5 51,927 493 345 6 52,421 498 349 7 52,919 503 352 8 53,421 508 355 9 53,929 512 359 10 54,441 517 362 11 54,958 522 365 12 55,480 527 369 13 56,007 532 372 14 56,540 537 376 15 57,077 542 380 16 57,619 547 383 17 58,166 553 387 18 58,719 558 390 19 59,277 563 394 20 59,840 568 398 TOTAL $10,408 $7,286 - 4LOCAL MONEY MARKET0.10%-$50,000N.A.Bank0.18x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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4.55% |
$500 |
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Last change: ↑0.51% on April 27. |
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4.55% |
$500 |
Learn More | |
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Last change: ↑0.50% on April 27. |
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4.55% |
$500 |
Learn More | |
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Last change: ↑0.48% on April 27. |
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