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Comparison of Deposit Account from Bank First, N.A. with 3.75% - November 2026


Long-Term Analysis of 1st Source Bank with 5.05% APY and Bank First, N.A. with 3.75% APY and MCS Bank with 3.29% APY and MCS Bank with 3.03% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    1st Source Bank
    5.05%
    -
    $50,000
    11 Month
    Bank
    N.A.
    $500
     
    SCENARIO
    Year Rate
    5.05%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,525 1,768
    2 52,525 2,653 1,857
    3 55,178 2,786 1,951
    4 57,964 2,927 2,049
    5 60,891 3,075 2,153
    6 63,966 3,230 2,261
    7 67,196 3,393 2,375
    8 70,590 3,565 2,495
    9 74,155 3,745 2,621
    10 77,899 3,934 2,754
    11 81,833 4,133 2,893
    12 85,966 4,341 3,039
    13 90,307 4,561 3,192
    14 94,868 4,791 3,354
    15 99,659 5,033 3,523
    16 104,691 5,287 3,701
    17 109,978 5,554 3,888
    18 115,532 5,834 4,084
    19 121,367 6,129 4,290
    20 127,496 6,439 4,507
    TOTAL $83,934 $58,754
  • 2
    LOCAL CD
    Bank First, N.A.
    3.75%
    -
    $50,000
    7 Month
    Bank
    N.A.
    $5,000
     
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085
  • 3
    LOCAL CD
    MCS Bank
    3.29%
    -
    $50,000
    49 Month
    Bank
    N.A.
    $1,000
     
    SCENARIO
    Year Rate
    3.29%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,645 1,152
    2 51,645 1,699 1,189
    3 53,344 1,755 1,229
    4 55,099 1,813 1,269
    5 56,912 1,872 1,311
    6 58,784 1,934 1,354
    7 60,718 1,998 1,398
    8 62,716 2,063 1,444
    9 64,779 2,131 1,492
    10 66,911 2,201 1,541
    11 69,112 2,274 1,592
    12 71,386 2,349 1,644
    13 73,734 2,426 1,698
    14 76,160 2,506 1,754
    15 78,666 2,588 1,812
    16 81,254 2,673 1,871
    17 83,927 2,761 1,933
    18 86,688 2,852 1,996
    19 89,540 2,946 2,062
    20 92,486 3,043 2,130
    TOTAL $45,529 $31,870
  • 4
    LOCAL CD
    MCS Bank
    3.03%
    -
    $50,000
    61 Month
    Bank
    N.A.
    $1,000
     
    SCENARIO
    Year Rate
    3.03%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,515 1,061
    2 51,515 1,561 1,093
    3 53,076 1,608 1,126
    4 54,684 1,657 1,160
    5 56,341 1,707 1,195
    6 58,048 1,759 1,231
    7 59,807 1,812 1,269
    8 61,619 1,867 1,307
    9 63,486 1,924 1,347
    10 65,410 1,982 1,387
    11 67,392 2,042 1,429
    12 69,434 2,104 1,473
    13 71,538 2,168 1,517
    14 73,705 2,233 1,563
    15 75,938 2,301 1,611
    16 78,239 2,371 1,659
    17 80,610 2,442 1,710
    18 83,053 2,516 1,762
    19 85,569 2,593 1,815
    20 88,162 2,671 1,870
    TOTAL $40,833 $28,583

    All calculations are for demonstration purposes only.

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